United Medical Resources (UMR) Insurance Coverage for Emerging Adults Mental Health Therapy and Treatment in Dallas, Texas
The prevalence of serious mental illness among young adults in Texas is roughly 7%. Unfortunately, many young adults face barriers to mental health services because of shortages of mental health professionals. BreakThrough by BasePoint has three facilities in the surrounding Dallas area that provides mental health treatment for young adults ages 18 to 28.
Our skilled and experienced mental health professionals provide treatment for depression, anxiety, trauma, schizophrenia, bipolar disorder, and many more mental health conditions. When you call 972-325-2633, you can schedule a free and confidential assessment after which you’ll receive treatment recommendations. You can call or fill out our online form to book an assessment and begin the healing process.
Who Is the Mental Health Insurance Provider United Medical Resources (UMR)?
United Medical Resources (UMR) was founded over 70 years ago. It is the nation’s largest third-party administrator for self-funded health plans. The company is a subsidiary of United Healthcare and provides customized solutions to help meet the unique needs of employers and their employees. UMR offers a comprehensive suite of services that include medical, vision, dental, and disability claims administration.
They also provide utilization management, care management, and access to a vast network of healthcare providers. Self-funded plans are a financing model where the employer assumes the financial risk. Instead of paying fixed premiums to an insurance company, the employer directly pays for medical claims as they happen.
UMR steps in as the administrator of self-funded health plans with a focus on delivering personalized healthcare plans that simplify the experience for their members. They are committed to providing flexible and Innovative products to make the system work better for everyone. With extensive experience and dedication to service, the company has established itself as a trusted partner in the healthcare industry. At BreakThrough by BasePoint, we can work closely with UMR. Contact us below to confirm your insurance details.
What Is UMR’s Mental Health Treatment and Therapy Coverage?
UMR coordinates mental health coverage that varies according to the employer-sponsored plan. Generally, UMR plans include services like therapy, counseling, and inpatient care for mental health disorders. Two federal laws mandate that coverage of mental health conditions have the same benefit levels as medical or surgical care. However, there can be exceptions, including employer-funded plans.
To determine your mental health benefit availability, you should contact BreakThrough by BasePoint. Our admission specialist can identify your coverage specifics, including deductibles, copayments, coinsurance, and benefits and limitations for your therapy sessions. You can maximize your insurance benefits by using in-network providers and some plans require prior authorization. We can help identify these factors and more when you call us at 972-325-2633.
BreakThrough by BasePoint Accepts UMR Insurance
Our free assessment with a licensed clinician will provide you with a recommendation for the appropriate level of care for young adults struggling with a mental health disorder. We can also check your UMR mental health coverage levels.
Call us today to schedule a same day assessment at (972) 325-2633 or fill out our inquiry form.
Breakthrough by BasePoint: Verify Insurance
Does UMR Behavioral Health Insurance Cover Mental Health Therapy for 18 - 28-Year-Olds in Dallas-Forth Worth, Texas?
Yes, UMR mental health coverage in Dallas typically includes coverage for individuals aged 18 to 28 as the third-party administrator of employer-sponsored plans. The plan details the type of therapy you can receive, session limits, and out-of-pocket costs. To determine the exact benefits, you can review your plan documents or contact BreakThrough by BasePoint today.
Under the Affordable Care Act and the 2008 Mental Health Parity and Addiction Equity Act mental health services are considered essential health benefits and must be included in most insurance plans. However, there are exceptions to this rule. UMR’s behavioral health coverage generally includes therapy, counseling, and related services. By using in-network providers you can maximize your insurance benefits. When you call us at 972-325-2633, we can verify your insurance coverage details, including your deductible, co-payments, and prior authorization requirements.
Which Mental Health Disorders Are Covered by UMR Insurance Plans for Young Adult Treatment in Texas?
UMR mental health insurance administered plans typically cover mental health treatment for young adults in the Dallas-Fort Worth metroplex. Care typically includes mental health professionals in psychology, psychiatry, and psychotherapy. The following is a list of treatment options, but it is not a full list. Call BreakThrough by BasePoint today for information that can help you.
Trauma treatment addresses the psychological effects of experiencing or witnessing traumatic events such as abuse, accidents, or natural disasters. Common symptoms include flashbacks, emotional numbness, and difficulties trusting others. Treatments for trauma therapy typically include evidence-based methods like Cognitive Behavioral Therapy (CBT), Eye Movement Desensitization and Reprocessing (EMDR), and mindfulness to help you process and heal from the trauma.
UMR mental health plans provide coverage for trauma treatment as part of their mental health benefits. Your services might include therapy sessions and medication management. However, your coverage specifics depend on the employer-sponsored plan. You can consult your plan documents or quickly and easily verify your insurance benefits and identify prior authorization or in-network requirements when you call us at 972-325-2633.
Depression is a common mental health disorder characterized by persistent feelings of sadness, hopelessness, and a loss of interest. Depression impacts emotional well-being, physical health, and social functioning. The list of symptoms is characterized by persistent feelings that reduce your ability to function and have devastating effects when the condition is left untreated.
Treatment options often include Cognitive Behavioral Therapy (CBT) or interpersonal therapy to address skills building and stress management. Medications like antidepressants are sometimes used to help manage symptoms. UMR generally covers depression treatment under behavioral health services. Your coverage benefits and limitations will define your therapy sessions, medication, and inpatient or outpatient care. Other plan specifics such as deductibles, premiums, and exclusions depend on your employer’s self-funded plan.
Anxiety disorders typically involve excessive worry or fear that interferes with your daily life. These are also accompanied by physical symptoms like restlessness or a racing heart. The common forms of anxiety disorders include generalized anxiety disorder, panic disorder, and social anxiety disorder. There are several effective treatments involving therapy and medications such as anti-anxiety drugs or antidepressants.
The UMR coverage for anxiety treatment will be covered under behavioral health plans as defined by the self-funded employer plan. Services may include outpatient programs, medication, and therapy, although the coverage details will vary. You can correctly identify your coverage benefits and verify your insurance when you call BreakThrough by BasePoint today at 972-325-2633.
Post Traumatic Stress Disorder (PTSD) can happen after you witness or experience a traumatic event. Symptoms can include flashbacks, hypervigilance, and emotional numbness. Your customized treatment plan may include trauma-focused therapy and Eye Movement Desensitization and Reprocessing (EMDR) that help you process and manage the symptoms. These therapies are provided alongside medication to help relieve anxiety or depression.
UMR typically covers treatment for PTSD under mental health benefits as defined by your employer's self-funded plan. Your coverage specifics may limit the type of therapy or the length of therapy. Your plan may also require prior authorization or have in-network requirements. You can verify your benefits easily and quickly by calling us at 972-325-2633.
Obsessive Compulsive Disorder (OCD) is marked by intrusive thoughts (obsessions) and repetitive behaviors (compulsions). These repetitive behaviors help alleviate the anxiety caused by the obsessions. OCD can significantly influence your daily activities, including academics and work performance. Treatments like Exposure and Response Prevention (ERP) and medications are highly effective in helping to manage these symptoms and improve quality of life.
UMR generally covers OCD treatment under mental health plans. Services can include therapy, medications, and intensive outpatient or inpatient care. However, the details of your coverage will vary depending on your employer's self-funded insurance plan. You can easily check your limitations when you call BreakThrough by BasePoint today at 972-325-2633.
Dual diagnosis refers to the co-occurrence of a mental health disorder and a substance use disorder or addiction. Integrated care is crucial to be effective since each condition complicates and exacerbates the other. Treatment for mental health and addiction must occur simultaneously to increase the potential for successful treatment.
UMR provides coverage for dual diagnosis treatment under its behavioral health benefits. Covered services can vary based on your employer's plan but may include therapy sessions, outpatient or inpatient programs, and medication management. You can quickly and easily verify your coverage by calling us today at 972-325-2633.
Mental Health Therapy and Treatment Programs Covered by UMR Health Insurance in Dallas, Texas
UMR mental health coverage in Dallas includes several mental health therapy and treatment programs. They offer coverage for inpatient and outpatient care, including virtual treatment when it is included in the employer-sponsored plan. The following is a list of potential programs, but it is not a full list. Contact us for more information about your policy’s coverage.
Intense Outpatient Programs (IOPs) are structured mental health and substance use treatment options that provide therapy and support while allowing you to live at home. IOPs typically include individual and group therapies, skills training, and medication management. You meet several times each week for several hours each session, which allows you to meet some of your work and academic obligations.
IOPs are a less restrictive alternative than inpatient care and partial hospitalization programs but offer more support than a traditional outpatient program. UMR generally offers some level of coverage for IOPs, depending on the employer-sponsored health plan. We can help you check your plan details for specific benefits and in-network provider options when you call BreakThrough by BasePoint at 972-325-2633.
UMR mental health providers in Dallas can provide care in Partial Hospitalization Programs (PHPs). These intensive treatment programs offer a higher level of care than outpatient services but without overnight stays. PHPs are ideal when you need structured, daily care to manage severe mental health challenges but can still safely return home each evening to a supportive home environment.
This offers you the opportunity to practice what you learn in a real-world environment. PHPs typically include therapy, medical monitoring, and education to help you address and manage your mental health conditions. UMR usually covers PHPs under behavioral health benefits, but the extent of the coverage depends on the employer's health plan. Your plan may also require prior authorization or in-network provider participation to be cost-effective and keep you eligible. Call BreakThrough by BasePoint today at 972-325-2633 to verify insurance coverage and schedule a free and confidential assessment.
An inpatient program provides you with 24/7 care. These programs offer intensive therapy, medical supervision, and a safe environment in a highly structured environment. UMR health plans typically offer coverage for inpatient mental health treatment, although the specifics depend on the individual plan. These specifics include deductibles, co-payments, or prior authorization requirements.
Our admission specialists are often asked, “Does UMR cover mental health therapy?” This includes inpatient and outpatient care for mental health conditions and dual diagnosis. When you work with BreakThrough by BasePoint we can verify your coverage and determine the criteria you must meet to receive benefits for care, such a prior authorization or working with in-network providers.
Outpatient programs are flexible treatment options that address mental health issues while still allowing you to maintain many of your daily responsibilities. Outpatient treatment programs typically include individual and group therapy or counseling, medication management, self-care, and wellness skills. They are suitable when you have mild to moderate conditions and have a supportive home environment.
UMR generally provides coverage for outpatient programs as part of the behavioral health benefits. Coverage specifics are determined by your plan details and may include limits on your therapy visits, copay requirements, or coinsurance. You can easily verify your coverage and maximize your benefits when you call BreakThrough by BasePoint at 972-325-2633.
Virtual treatment is also called telehealth services. These provide mental health care and therapy using safe online platforms. Virtual treatment ensures people who cannot receive in-person care can still receive necessary mental health treatment. This is particularly beneficial when you live in remote areas without adequate treatment or have busy schedules.
Virtual treatment may include individual and group therapy sessions, medication management, and support groups over video or telephone. UMR-administered health plans usually offer coverage for virtual mental health services, aligning with the increasing demand and evidence that telehealth options provide effective care. You can verify your insurance coverage and have your potential out-of-pocket expenses estimated when you call us at 972-325-2633.
Does UMR Insurance Cover Dual-Diagnosis Treatment and Therapy for Young Adults in DFW, Texas?
UMR plans typically cover dual diagnosis treatment for young adults in the Dallas-Fort Worth area. Dual diagnosis is the medical term used to describe when you have a mental health condition and substance use disorder at the same time. This requires integrated care that simultaneously addresses both conditions.
Simultaneous treatment increases the potential for successful recovery. It typically includes evidence-based treatment options such as Cognitive Behavioral Therapy (CBT) and learning health coping strategies. However, the coverage specifics will depend on your employer-sponsored plan. You can determine the exact benefits by calling BreakThrough by BasePoint below. Our admission specialist can identify your treatment benefits and limitations, estimate your potential out-of-pocket costs, and help you maximize your insurance benefits.
Does UMR Health Insurance Cover Mental Health Therapy and Counseling for Young Adults in Dallas-Fort Worth, Texas?
UMR typically offers coverage for mental health therapy and counseling for young adults. However, UMR specifics will determine your benefits and limits on the type of therapy, session limits, and out-of-pocket costs. You can call BreakThrough by BasePoint today at 972-325-2633 to determine your exact benefit levels and schedule a free and confidential assessment with treatment recommendations.
Mental health care is an essential health benefit, which insurance providers must include in their insurance policy. However, there are exceptions to this rule. When coverage is available, it typically includes therapy, counseling, and related services. When you call our admission specialist, they can help you maximize your insurance benefits, verify Insurance coverage, identify limitations, and determine if prior authorization is needed.
Dallas Mental Health Outpatient Treatment Programs That Take UMR Health Insurance
BreakThrough by BasePoint has multiple facilities in the surrounding Dallas area. Each facility is staffed with skilled and experienced mental health professionals who meet the unique needs of young adults aged 18 to 28. Call us today at 972-325-2633 to learn more about our unique programs and to request a free and confidential assessment with treatment recommendations.
- Arlington, TX: 3900 Arlington Highlands Blvd Suite 237B Arlington, TX 76018
- Forney, TX: 713 W Broad St Suite 100 Forney, TX 75126
- Frisco, TX (Coming Soon): 8275 Judges Way, Suite 100F, Frisco, TX 75036
- McKinney, TX: Virtual Mental Health Treatment
Arlington, Texas, is located in the Dallas-Fort Worth metroplex. It's a vibrant city that's known for a mix of entertainment, sports, and culture. You’ll find the AT&T Stadium and Globe Life Field, venues for the NFL Dallas Cowboys and the MLB Texas Rangers in Arlington. The city boasts family-friendly attractions such as Six Flags Over Texas and Hurricane Harbor water park. For a taste of local culture, consider the Arlington Museum of Art and the Levitt Pavilion for artistic and musical experiences. With diverse dining, lush parks, and proximity to major Texas cities, Arlington is a dynamic destination and an ideal location for leisure in business.
- BreakThrough by BasePoint - Arlington, Texas: 3900 Arlington Highlands Blvd, Suite 237B, Arlington, TX 76018, United States
Forney, Texas, is a charming city located just east of Dallas and known as the “Antique Capital of Texas.” The area blends small-town charm with modern conveniences. A rich history is evident in the downtown area filled with antique shops and unique boutiques. The rapidly growing city features family-friendly amenities like parks, trails, and recreational facilities. Residents enjoy community events and excellent schools, and the location provides easy access to the Dallas-Fort Worth metroplex.
- BreakThrough by BasePoint – Forney, Texas: 713 W Broad St, Suite 100, Forney, TX 75126, United States
McKinney, Texas, is consistently ranked as one of the best places to live in America. The city is known for its historic charm and modern amenities. It's located roughly 30 miles north of Dallas and boasts a vibrant downtown filled with local restaurants and well-preserved 19th-century architecture. McKinney emphasizes community and quality of life as well as fostering economic growth with a thriving business environment and excellent schools. This combination makes it an attractive place for families and professionals. The unique blend of small-town charm and big-city accessibility makes it a standout community in the Dallas-Fort Worth area.
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How to Check My UMR Insurance Plans Coverage at BreakThrough by BasePoint
The best and fastest way to check your UMR insurance plan coverage is to call BreakThrough by BasePoint at 972-325-2633. Our admission specialist is adept at working with insurance providers and third-party administrators like UMR. They can quickly verify your insurance coverage and estimate your potential out-of-pocket expenses.
UMR mental health services are regulated by insurance company rules. For example, when claims are submitted, an insurance adjuster will review the information and determine a settlement. Your insurance premiums are determined after underwriting evaluates the insurance company’s risk of insuring you. These factors influence many of your out-of-pocket costs, which our admissions specialist can explain when you call or fill out our online form to get information about your insurance coverage.
How to get UMR Health Insurance to Pay for Therapy and Treatment in Dallas, Texas
The best way to get health insurance administered through UMR to pay for therapy and treatment for mental health conditions is to understand the rules, benefits, and limitations of your policy. UMR documentation can help, but the easiest way is to call BreakThrough by BasePoint below. Our admission specialist can verify your insurance coverage and more.
To get UMR to pay for treatment you must also determine the requirements under your policy. For example, you may be required to turn in prior authorization documentation before the insurance policy will pay benefits. Our admission specialist can guide you in obtaining these documents and submitting them for approval. Your plan may include in-network requirements for your healthcare provider, which our admission specialist can determine if we are in your provider network. Additionally, we can estimate your potential out-of-pocket costs and schedule a free and confidential assessment with treatment recommendations to help begin the admission process.
The number of times that UMR pays for mental health treatment and therapy depends on your employer's self-funded insurance plan. Our admission specialists are commonly asked, “Does UMR cover mental health in Dallas?” The limitations for mental health coverage on your policy depend on your employer's self-funded plan, including how many times they will pay for therapy and treatment.
When you call BreakThrough by BasePoint today, our admission specialist can verify your insurance coverage and determine the limitations on your policy. They can estimate your potential out-of-pocket costs and identify limitations such as how many treatment sessions are covered in one year or per session and the benefit levels for medication management and group therapy sessions that are important in mental health treatment.
- Roughly 13% of young adults aged 18-25 have serious thoughts of suicide. An estimated 45%, or more than double the number, of LGBTQ young adults seriously consider suicide, and lesbian, gay, and bisexual youth are nearly four times more likely to attempt suicide than their straight counterparts.
- In Texas, the prevalence of serious mental illness among adults aged 18 to 25 is approximately 7% and the suicide death rate in 2021 in the same age group was 17.4 per 100,000.
- The COVID-19 pandemic has exacerbated mental health issues among young adults in Texas, leading to increased rates of anxiety and depression.
- Many young adults in Texas face barriers to mental health services, including a shortage of mental health professionals and limited insurance coverage.
- There are often other co-occurring mental health conditions with PTSD, such as depression and anxiety disorders. Data shows that at least 80% of people with PTSD have one other mental health condition.