Meritain Insurance Coverage for Young Adults Virtual Mental Health Therapy and Treatment in Texas

Data show that online mental health can reduce the stigma society has attached to receiving mental health care and has higher odds of remission with less symptom severity. Breakthrough by BasePoint has several facilities in the Dallas area and provides virtual care throughout Texas, treating young adults with depression, anxiety, and more.

Our skilled and experienced therapists understand the unique challenges emerging adults and young professionals face. When you call BreakThrough by BasePoint at 972-325-2633, we can verify your insurance coverage for in-person or virtual treatment and offer you a free and confidential assessment, which are some of the first steps to admission.

What Is a Mental Health Virtual Treatment Program?

Mental health virtual treatment programs provide online treatment and remote psychotherapy (talk therapy) when you need care but have limitations that prevent you from attending in-person treatment. Programs offer access to licensed clinicians using video calls, phone sessions, and messaging platforms. Limitations may be related to geography, mobility, or discomfort with leaving the safety of your home environment.

Virtual treatment allows you to get therapy at home, often including evidence-based treatments like Cognitive Behavioral Therapy (CBT), medication management, and group therapy sessions as defined in your customized treatment program. Virtual mental health care is ideal when you have a busy schedule or limited access to in-person providers as is the case in nearly 80% of the counties in Texas. Many insurance providers cover online treatment and teletherapy, making it an affordable alternative to traditional in-person treatment. These programs also provide flexible, effective, and confidential treatment options for anxiety, depression, post-traumatic stress disorder PTSD, and more.

Who Is the Health Insurance Plan Provider Meritain?

Meritain Health is a third-party administrator (TPA) that provides self-funded health insurance solutions to employers. Meritain is a subsidiary of Aetna, a CVS Health company, that specializes in administering employer-sponsored health plans. They offer cost-effective and flexible benefit packages. They were founded in 1983 and have since grown to be one of the largest third-party administrators in the country.

They serve businesses of varying sizes with customized health plan management. Meritain Health offers services, including medical, dental, vision, and pharmacy benefits administration along with wellness programs and cost containment strategies. Their plans usually include access to Aetna’s extensive provider network, giving members broad healthcare options. Meritain focuses on helping employers manage their health benefits efficiently while promoting wellness. BreakThrough by BasePoint works with Meritain Health to help cover your mental health treatment. Contact us today to confirm your insurance details and learn more about our virtual counseling programs that fit with Meritain Health insurance.

BreakThrough by BasePoint Accepts Meritain Insurance

Our free assessment with a licensed clinician will provide you with a recommendation for the appropriate level of care for young adults struggling with a mental health disorder. We can also check your Meritain mental health coverage levels.

Call us today to schedule a  same day assessment at (972) 325-2633 or fill out our inquiry form.

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What Is Meritain’s Virtual Treatment Program Coverage for Mental Health in Texas?

Meritain Health provides coverage for virtual mental health treatment in Texas, ensuring that members have access to licensed therapists and psychiatrists through internet-based therapy. Meritain online mental health coverage in Texas may also include individual and group therapy sessions as well as online psychiatric help, medication management, and skills-building workshops.

Your therapy sessions may be conducted using video conferencing therapy, messaging platforms, or phone sessions. This allows you to receive care at home for a range of mental health conditions, including anxiety, bipolar disorder, Obsessive Compulsive Disorder (OCD), and more. However, the benefits and details of your insurance policy will depend on the plan and your employer’s offerings. You can quickly and easily confirm your insurance details by calling BreakThrough by BasePoints at 972-325-2633. We want you to receive the care you need so you experience better overall health and an improved quality of life.

Which Mental Health Disorders Are Covered with Virtual Treatment Plans by Meritain Insurance Policies in Texas?

Young adults and those early in their careers can experience various mental health conditions that typically respond well to virtual treatment. The following is a list of examples of mental health conditions, but it is not a full list. Call us today below for information about our cybertherapy programs, and to verify your insurance coverage.

Post-Traumatic Stress Disorder (PTSD) may develop after you have witnessed or experienced a disturbing event such as a natural disaster, terrorist act, violence, or bullying. Symptoms can include flashbacks, nightmares, severe anxiety, and uncontrollable thoughts about the event. Meritain provides coverage for mental health treatments.

These include evidence-based therapies like Eye Movement Desensitization and Reprocessing (EMDR) which have proven to be effective in people with post-traumatic stress disorder. However, your coverage specifics may limit the type of therapy you get or the type of therapist who delivers it. Call us today at 972-325-2633 for more information and to answer your questions, such as “Does Meritain cover virtual mental health therapy for PTSD?”

Trauma is the emotional and psychological response that you may experience after a distressing event. Without treatment, trauma-related conditions can lead to post-traumatic stress disorder, anxiety, and depression. Symptoms can include severe anxiety, uncontrollable thoughts about the event, and flashbacks. Meritain Health provides coverage for trauma-related conditions through partnerships with mental health treatment centers.

Remote emotional support and therapy are available when you call BreakThrough by BasePoint at 972-325-2633. Our admission specialist can help verify your coverage and any limitations on your policy, such as the number of treatment sessions or the type of treatment sessions that are allowed. We can also offer a free and confidential assessment with treatment recommendations, so you have the information you need to make an informed treatment decision.

Psychosis is characterized by a disconnection from reality which can lead to symptoms like delusion, impaired thinking, and hallucinations. While psychosis can occur independently, it is also associated with other mental health disorders such as schizophrenia, bipolar disorder, or severe depression. Early intervention and treatment are critical to managing symptoms and improving your quality of life.

Meritain Health provides coverage for evidence-based treatment through partnerships with mental health centers so you can access licensed clinicians across the secure online platform. However, your coverage specifics will vary depending on the policy, so you must verify coverage before beginning treatment. Call us today at 972- 325-2633. Our admission specialist will verify your insurance coverage and offer you a free and confidential assessment with treatment recommendations.

Dual diagnosis is also called a co-occurring disorder. It refers to the simultaneous presence of a mental health disorder and a substance use disorder. Typically, a person has substance abuse with a co-occurring mental health condition like depression, anxiety, or bipolar disorder, complicating diagnosis and treatment. Effective therapy must address both disorders concurrently to improve outcomes.

Meritain does cover virtual mental health in Texas for young professionals and college students. They develop partnerships with treatment centers so members can access licensed clinicians using a secure online platform. However, your coverage details depend on your policy and may limit telehealth counseling sessions. Call us today at 972-325-2633 for more information about our online treatment programs and to verify your insurance coverage details.

Anxiety disorders are characterized by excessive fear, worry, or nervousness. While there are several types of anxiety disorders, they have symptoms in common, usually restlessness, rapid heartbeat, and difficulty concentrating. Effective treatment typically includes therapy, medication, or a combination of both. Meritain Health provides coverage for e-counseling and Internet therapy sessions.

However, your policy may place limits on the type of therapy you can receive or the number of sessions you can receive in one year. Call BreakThrough by BasePoint today at 972-325-2633 for more information about our treatment programs and to verify your insurance coverage.

Obsessive Compulsive Disorder (OCD) is characterized by unwanted thoughts and repetitive behaviors. The unwanted thoughts are obsessions and the repetitive behaviors are actions you feel compelled to perform to alleviate the anxiety triggered by the obsession. For example, a fear of germs may cause you to wash your hands and use cleansers compulsively.

Meritain Health covers many virtual mental health services that provide therapy for OCD. Treatments typically include evidence-based therapies to help you manage symptoms using digital platforms like video count conferencing therapy or phone sessions. However, your insurance policy may limit the type of therapy you can receive or the number of sessions you can receive. Call us today for more information about our OCD programs for young adults, verify your insurance coverage, and receive a free and confidential evaluation with treatment recommendations.

Depression is a common but serious mental health condition that is more than feeling a little sad. You must experience symptoms of sadness, hopelessness, and a lack of interest and pleasure or activities for at least two weeks. These feelings can trigger symptoms like changes in appetite, sleep disturbances, difficulty concentrating, or thoughts of self-harm or suicide.

Effective treatment typically includes evidence-based therapy, medication, or a combination of both. Meritain Health covers online treatment for depression using Internet therapy sessions. However, your coverage specifics may limit where you receive your therapy or may require prior authorization. It's important to meet your insurance company's requirements to receive your maximum allowable benefits. Call BreakThrough by BasePoint today at 972-325-2633 for more information about our programs and to verify your insurance coverage.

Does Meritain Insurance Cover Virtual Mental Health Treatment and Therapy for Young Adults in Texas?

Meritain online mental health insurance benefits typically provide coverage for young adults seeking mental health care using digital mental health services. Members can access licensed therapists and psychiatrists using telehealth services which allows them to receive treatment for depression, self-harm, and Attention Deficit Hyperactivity Disorder (ADHD) from home.

Meritain Health works with providers to offer services but the coverage details depend on your insurance plan. These details include deductibles, copays, and premiums. You can learn more about the details of your coverage and the benefits and limitations that define your treatment options when you call BreakThrough by BasePoint below.

Which Virtual Mental Health Treatment Programs May Be Covered by Meritain Insurance Plans in Texas

Emerging adults and young professionals experience various mental health conditions that respond well to online treatment and may be covered by Meritain plans. The following list of program examples is not a complete list. Not all centers offer all types of programs. Call us today at 972-325-2633 for information about our programs and to verify your insurance coverage.

An Intensive Outpatient Program (IOP) is a structured treatment plan allowing you to get comprehensive care without needing hospitalization. Typically, you receive multiple therapy sessions each week focusing on evidence-based treatments like Cognitive Behavioral Therapy (CBT) in individual and group therapy settings. Programs provide intensive therapy while allowing you to maintain your responsibilities at work and home.

Meritain Health typically offers coverage for online mental health IOPs through partnerships with mental health providers. Members can access licensed clinicians using online mental wellness programs to address their unique needs. However, the specifics of your insurance plan must be addressed before beginning treatment, so you are not surprised by an unexpected medical bill. Call BreakThrough by BasePoint today at 972-325-2633 for more information about our telebehavioral health programs and to verify your insurance coverage.

A Partial Hospitalization Program (PHP) is an intensive, highly structured treatment program that provides comprehensive care throughout the day while allowing you to live at home. PHPs are designed for people who do not need inpatient or residential care but require a higher level of support. Programs typically include individual and group therapy, medication management, and other therapeutic activities.

Meritain Health provides coverage for treatments that typically include PHPs. However, your coverage specifics can vary depending on the plan. These specifics include your premiums, deductibles, copays, and coinsurance. These details affect your out-of-pocket expenses. Call us today at 972-325-2633 for more information about your insurance coverage and benefits you may receive after submitting a claim, as well as how our telemental health solutions can help address your mental health needs.

Online traditional outpatient programs provide therapy and counseling services using a virtual platform, so you have access to licensed professionals without needing to travel to a physical location. These programs are designed to address various mental health conditions using an e-therapy platform to address your needs. Meritain Health provides coverage for traditional outpatient therapy through partnerships with providers.

Members can access virtual mental health care within the benefits and limitations of their insurance plan. Call us today at 972-325-2633 for more information about your Meritain coverage for virtual mental health therapy and to request a free and confidential assessment.

A day program provides an intensive level of telepsychology, evidence-based treatments, and counseling while still allowing you to live at home. Many times, the term day treatment programs is used interchangeably with Partial Hospitalization Program (PHP). When a treatment center differentiates between the two, a day treatment program typically offers a higher intensity of care and treatment.

Meritain Health provides coverage for mental health treatments, including day treatment programs within the benefits and limitations of your insurance policy. You can verify your insurance coverage and determine if there are in-network or prior authorization requirements before beginning care by calling BreakThrough by BasePoint at 972-325-2633.

Checking Meritain Health Insurance Plan Details in Texas

Meritain Health is a subsidiary of Aetna and CVS Health. They provide various health insurance plans, including coverage for in-person and virtual mental health services. The plans will have specific coverage details that may limit where you receive therapy, the number of therapy sessions you can have in one year, and the type of therapy you can receive.

Other specifics include your deductible, coinsurance, and copay which affect your out-of-pocket expenses. You can verify these details and get help gathering the necessary documentation to receive treatment by calling BreakThrough by BasePoint at 972-325-2633. You can also fill out our online form to request insurance information. We will offer a free and confidential assessment with treatment options, so you have the necessary information to make an informed treatment decision. Each of these steps is a necessary part of the admission process and can be accomplished with just one or two phone calls.

Texas Virtual Mental Health Therapy and Treatment Programs That Take Meritain Insurance

BreakThrough by BasePoint works with Meritain’s virtual mental health services coverage for digital therapy sessions we offer to Texas residents. Our facilities are staffed by skilled and experienced mental health professionals who expertly address the transitional challenges college students and early career professionals face. Contact us today for more information and to verify your insurance coverage.

Arlington, Texas, is well known for its entertainment and sports attractions. The city is home to the Dallas Cowboys and the MLB Texas Rangers. The University of Texas at Arlington also boasts several Division 1 sports teams. With a strong economy and a diverse population, the city continues to grow as a dynamic center for business and education.

  • BreakThrough by BasePoint - Arlington, Texas: 3900 Arlington Highlands Blvd, Suite 237B, Arlington, TX 76018, United States

Forney, Texas, is located just east of Dallas and is well known for its small-town charm and family-friendly atmosphere. The city blends historic charm and modern development, with excellent schools and a thriving local economy. Forney welcomes new residents and visitors with parks, recreational facilities, and community events.

  • BreakThrough by BasePoint – Forney, Texas: 713 W Broad St, Suite 100, Forney, TX 75126, United States

McKinney, Texas, is a thriving city within the Dallas-Fort Worth metroplex and known for its historic charm. It's ranked as one of the fastest-growing cities, offering a picturesque downtown area filled with boutique shops and restaurants. The city has a strong sense of community and development, making it a top destination for people seeking a dynamic yet welcoming place to live.

  • BreakThrough by BasePoint - McKinney, Texas: 4733 Medical Center Drive, McKinney, TX 75069, United States

Frisco, Texas, is a rapidly expanding area in the Dallas-Fort Worth metroplex. They have a strong economy, top-rated schools, and are home to the Dallas Cowboys headquarters. The city has become a major destination for athletes and fans, featuring upscale shopping and diverse dining. With a booming job market, Frisco continues to attract businesses, families, and young professionals.

  • BasePoint - Frisco, Texas: 8275 Judges Way, Frisco, TX 75036 Suite 100F

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Does Meritain Health Insurance Cover Online Dual-Diagnosis Therapy for Young Adults?

Not all Meritain online mental health providers in Texas offer treatment for dual diagnosis therapy. While Meritain Health provides coverage, the treatment center you choose must have a specialized program to address your needs. Dual diagnosis is when you have a substance use disorder and a co-occurring mental health condition.

This is a complex set of conditions that requires simultaneous and integrated treatment for both diagnoses to be effective. Treatment coverage can vary depending on your insurance plan. When you call BreakThrough by BasePoint at 972-325-2633 our admission specialist can verify your insurance coverage and answer your questions about our unique programs that address the needs of young adults with dual diagnosis.

Does Meritain Insurance Cover Online Mental Health Therapy and Counseling for Young Adults?

Meritain Health provides coverage for online therapy for emerging adults and young professionals. They partner with providers so members can access licensed therapists and psychiatrists over virtual platforms such as video calls or phone consultations. This allows you to get treatment for conditions like bipolar disorder, Obsessive Compulsive Disorder (OCD), or Post-Traumatic Stress Disorder (PTSD) from your home.

However, the specifics of your coverage for web-based mental health support will vary depending on the insurance plan. You can quickly and easily identify what remains on your year’s deductible, any copay or coinsurance for treatment, and any exclusions or limitations that impact your benefits for internet therapy sessions by calling BreakThrough by BasePoint below. Our admissions specialist can answer these questions for you and offer you a free and confidential assessment with treatment recommendations, giving you the necessary information to make an informed treatment decision.

How to Get Meritain Insurance Plans to Pay For Virtual Mental Health Treatment

The best way to receive your maximum benefits under your insurance plan is to understand and meet the insurance company’s documentation requirements to submit a claim. It’s helpful to understand how your insurance company makes its decisions, which helps you identify ways to receive your benefits.

In the beginning, the insurance company uses an underwriting process to assess the risk associated with insuring you. Insurance companies use this process whether they are providing a global plan for an employer or an individual plan. An actuary will evaluate the information gathered and calculate the probability that the insurance company will experience a loss by insuring you. This information is used to set the premiums.

Your policy may have an exclusion or an endorsement. An exclusion limits your coverage, and an endorsement can modify the policy to fit your healthcare needs. After submitting a claim, an insurance adjuster will evaluate the information submitted and determine the appropriate settlement.

For example, when your insurance policy normally covers virtual mental health treatment but requires prior authorization before beginning treatment, they will deny it if you did not get prior authorization. Knowing and understanding your insurance company’s requirements helps you to receive your benefits. BreakThrough by BasePoint can handle all this for you during the admission process.

How Many Times Will Meritain Health Insurance Pay for Virtual Mental Health Therapy Near Me?

The number of times that Meritain pays for virtual mental health treatment depends on your policy. When you call BreakThrough by BasePoint at 92972 325-2633, our admission specialist can verify your insurance coverage, including the number of times that Meritain will cover therapy sessions, the type of therapy, and whether you need prior authorization before beginning treatment.

BreakThrough by BasePoint can help you gather the necessary documentation to meet prior authorization requirements, so you receive the maximum allowable benefits in your insurance policy. If your policy does not offer comprehensive benefits, we encourage you to call us and work with our financial counselors. They can help guide you in finding financial assistance to help cover some of your treatment costs and may offer a payment plan if you qualify.

We understand that mental health treatment can feel financially overwhelming, but you may experience far greater costs without treatment, including job loss, relationship loss, financial loss, and interactions with the criminal justice system. Call BreakThrough by BasePoint today to learn more about how we can help restore and repair your personal and professional life.

  • Data show that online mental health can help reduce the stigma society has attached to receiving mental health care.
  • A national poll showed that expanding telehealth has been welcomed by Americans. The number of people using these services rose 7% from 2020 to 2021. Of those who responded, nearly 60% said they would use telehealth for mental health care.
  • A 2023 review of 24 studies revealed virtual mental health treatment had higher odds of remission and less symptom severity than people who received treatment as usual.
  • Data show that an increase in virtual mental health visits significantly decreased suicide-related events.
  • Mental health services rank highest in the specialties using telehealth. In 2023, 37% of all mental health visits happen virtually.