Cigna Insurance Mental Health Therapy and Treatment Coverage for Young Adults in Dallas, Texas

Most mental health conditions appear by the time a person turns 25 years old. BreakThrough by BasePoint can provide young adults with effective and compassionate mental health care at one of three facilities in the Dallas area.

Young adults have the benefit of our skilled and experienced mental health professionals who treat various conditions including depression, anxiety, Obsessive Compulsive Disorder (OCD) Post-Traumatic Stress Disorder (PTSD), and Attention Deficit Disorder Hyperactivity Disorder (ADHD) to name just a few. When you call BreakThrough by BasePoint at 972-325-2633, our admission specialist can verify your insurance coverage and schedule a free initial assessment with treatment recommendations.

Who Is the Mental Health Insurance Provider Cigna?

Cigna was established in 1982 through the merger of Connecticut General Corporation and the Insurance Company of North America (INA) Corporation. They are a global health services organization headquartered in Bloomfield, Connecticut. Cigna provides members with a comprehensive range of products and services including medical, dental, vision, disability, life, behavioral health, and accident insurance.

The behavioral health programs cover inpatient and outpatient care, emotional well-being support, behavioral specialty coaching, and access to a vast network of licensed mental health providers. The company’s behavioral health network includes professionals like psychologists, social workers, and psychiatrists who offer services such as crisis intervention, medication management, and therapy. Cigna also provides coverage for virtual care to ensure that you receive mental health support.

As a major player in the health insurance industry, Cigna continues to innovate behavioral health services aimed at improving the overall well-being of its members. At BreakThrough by BasePoint, we work with Cigna and accept many of their provider plans. Please contact us to confirm your insurance details and receive an estimate of your potential out-of-pocket costs.

What Is Cigna’s Mental Health Treatment Coverage?

Cigna provides comprehensive mental health coverage for services like individual therapy, support group counseling, medication management, and inpatient and outpatient treatment programs. Your coverage specifics include deductibles, co-payments, and coinsurance. These vary based on your plan and whether the services are obtained from an in-network or out-of-network provider.

Cigna members have access to a network of licensed mental health professionals and virtual therapy options to facilitate convenient access to care no matter where they live. Some services may require prior authorization, and your coverage details can differ. The easiest way to check your details is to call BreakThrough by BasePoint today at 972-325-2633 and speak with our admission specialist. They can verify insurance coverage, including the deductibles and co-payments associated with your plan. If prior authorization is required, our admission specialist can help guide you in gathering the necessary documentation.

BreakThrough by BasePoint Accepts Cigna Insurance

Our free assessment with a licensed clinician will provide you with a recommendation for the appropriate level of care for young adults struggling with a mental health disorder. We can also check your Cigna mental health coverage levels.

Call us today to schedule a  same day assessment at (972) 325-2633 or fill out our inquiry form.

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Does Cigna Health Insurance Cover Mental Health Treatment for Young Adults in Dallas, Fort Worth, Texas?

Cigna health insurance plans generally cover mental health treatment for young adults, including services like therapy, counseling, and medication management. Two federal laws mandate that insurance providers offer benefits for mental health treatment at the same level they cover medical and surgical treatment. However, there are exceptions to these rules and your coverage specifics will depend on your policy. 

The variations can include co-payments, deductibles, network restrictions, and the need for prior authorization. Cigna’s behavioral health network includes psychiatry, psychology, and counseling services using in-person and virtual options. You should understand your insurance options before receiving care, so you are not surprised by a bill. When you call BreakThrough by BasePoint at 972-325-2633 our admission specialist can answer your questions, including “Does Cigna cover mental health therapy?”

Which Young Adult Mental Health Disorders Are Covered by Cigna Insurance in Texas?

Cigna mental health providers in Dallas typically offer several types of treatment to address the needs of emerging adults. The following is a list of therapy options, but it is not a full list. We encourage you to call BreakThrough by BasePoint today to learn more about our treatment options covered under Cigna mental health services.

Trauma treatment addresses the psychological and emotional impact that traumatic events have on your teenager, such as abuse, accidents, or violence. It typically involves therapies like Cognitive Behavioral Therapy (CBT), Eye Movement Desensitization and Reprocessing (EMDR), and group counseling to help your teenager process trauma and regain mental stability.

Most Cigna health insurance policies provide coverage for trauma-related mental health services. However, depending on the plan, the benefits may be limited, including therapy sessions, counseling, and medication management. Coverage specifics, including co-payments and in-network provider requirements, will vary by plan. We recommend you call us today to verify your coverage and learn more about our treatment programs for emerging adults.

Substance Use Disorder (SUD) treatment involves medical and psychological care to help your teenager recover from addiction to drugs or alcohol. SUD is triggered by a mental health condition that results in behavioral and drug addiction. Treatment includes detoxification, therapy, relapse prevention, and long-term recovery strategies in inpatient or outpatient settings.

Cigna mental health insurance typically offers coverage for substance use disorder treatment as part of the behavioral health benefits. While Cigna provides various services, your coverage details will vary by policy. For example, your treatment plan may limit the number of treatment sessions, and the length of treatment, or require prior authorization for certain treatments.

Depression treatment focuses on alleviating the symptoms of persistent sadness, loss of interest, and other emotional health challenges that are commonly associated with the clinical diagnosis of depression. Depression is more than feeling a little sad for a couple of days. Common treatments may include therapy, such as Cognitive Behavioral Therapy (CBT) or interpersonal therapy, and medications like antidepressants.

Cigna mental health services cover treatment for depression true access to therapy sessions, psychiatric consultations, and medication benefits. Your coverage depends on the policy, so it's crucial to verify these details, such as whether you require in-network providers or prior authorization.

There are several types of anxiety disorders, most of which are characterized by feelings of excessive worry, fear, or panic that disrupt your daily life. Anxiety disorders include generalized anxiety disorder, panic disorder, and phobias. Treatment often involves psychotherapy, stress management, and medication.

Cigna insurance policies typically offer coverage for anxiety treatment, including evidence-based therapies and medication. Cigna members must confirm their plan benefits and network details before beginning treatment to ensure they have access to the covered services at the lowest out-of-pocket costs.

Post-Traumatic Stress Disorder (PTSD) can develop after your teenager has experienced or witnessed a traumatic event. You may notice they experience flashbacks, avoidance, heightened arousal, and emotional distress as symptoms of the condition. Effective treatments like cognitive behavioral therapy and eye movement desensitization and reprocessing can help your team process trauma and regain control over their lives.

Cigna covers PTSD treatment through behavioral health services. Your team may receive services including therapy, support groups, and medication with coverages determined by the policy. You are encouraged to determine the benefits and limitations of your plan by calling BreakThrough by BasePoint today.

Obsessive Compulsive Disorder OCD is characterized by intrusive thoughts (obsessions) and repetitive behaviors (compulsions) that are performed to alleviate the distress caused by the thoughts. OCD disrupts daily functioning and quality of life. Treatment can include Cognitive Behavioral Therapy (CBT), Exposure and Response Prevention (ERP), and medications to manage symptoms effectively.

Cigna offers coverage for OCD treatment, including therapy and medications, under the mental health benefits portion of the plan. You should review the specifics of your insurance policy to understand your deductibles, co-payments, session limits, and inpatient provider requirements. You can do this easily by calling BreakThrough by BasePoint today. Our admission specialist can verify your insurance coverage and answer questions most people have, including, “Does Cigna cover mental health in Dallas?”

Dual diagnosis is a mental health condition in which your teen suffers from a substance use disorder and a co-occurring mental health condition. Treatment must be integrated to include both conditions simultaneously for long-term recovery and to improve mental health outcomes. This is because your mental health condition typically exacerbates a substance use disorder and vice versa.

Cigna covers dual diagnosis treatment as part of the behavioral health services. However, coverage varies by plan, including benefits and limitations placed on inpatient and outpatient programs, different types of therapies, duration of therapy, and medications. Many plans will require prior authorization before you can begin treatment. Call BreakThrough by BasePoint today to verify your insurance coverage and to learn more about our treatment programs that assist young adults with a dual diagnosis.

Mental Health Therapy and Treatment Programs Covered by Cigna Insurance in Texas

Cigna mental health coverage in Dallas typically includes various mental health programs such as an Intensive Outpatient Program (IOP). The following is a partial list of treatment options. We encourage you to call us today at 972-325-2633 to learn more about treatment at BreakThrough by BasePoint and how we can help restore your family’s mental health and wellness.

Inpatient addiction treatment programs provide 24-hour care. They may include detox, evidence-based treatments, and holistic approaches like mindfulness that increase awareness to address the underlying causes of mental health conditions. These programs are ideal when you have a severe mental health disorder or do not have a supportive environment at home.

Cigna health insurance typically covers inpatient treatment programs. However, the coverage specifics for your policy, including the length of stay and provider choice, depend on the plan. You may need prior authorization to confirm medical necessity before receiving care. We encourage you to check your plan details by calling BreakThrough by BasePoint so you understand your options and out-of-pocket costs. When you speak with the admission specialist, they can also offer you a free and confidential mental health assessment.

Intensive outpatient programs (IOPs) provide structured treatment when you do not require 24/7 supervised care. These programs allow you to attend therapy sessions, support group counseling, and skill-building workshops while living at home and maintaining some of your work or school commitments. An IOP is effective when transitioning from an inpatient program or needing a flexible option.

Cigna covers intensive outpatient programs as part of its behavioral health benefit. Your coverage can include many program components, but the details depend on the policy. Your policy may limit therapy options, duration of care, and number of sessions per week or year. You can maximize your benefits by verifying coverage and discussing your options with the admission specialist at BreakThrough by BasePoint.

Partial Hospitalization Programs (PHPs) provide a higher level of outpatient care than an IOP but slightly less intensive care than an inpatient program. You attend treatment sessions for several hours each day over multiple days each week. The program allows you to return home in the evening to practice your skills in a real-world environment.

These programs focus heavily on therapy, relapse prevention, and managing mental health conditions in a structured environment. Cigna health insurance plans generally cover PHPs offering financial support for eligible services like medication management, case management, and therapy. Your coverage levels depend on your policy and prior authorization may be required. You should review your policy by contacting BreakThrough by BasePoint today at 972-325-2633 so our admission specialist can verify your insurance coverage and estimate your potential out-of-pocket expenses.

Traditional outpatient programs provide flexible treatment that allows you to attend therapy sessions and counseling while maintaining many of your work and academic obligations. These programs are ideal when you have a mild mental health condition or as a step down from more intensive outpatient care, while still focusing on developing healthy coping strategies, relapse prevention programs, and support networks.

Cigna provides coverage for these outpatient programs as part of its behavioral health services. Your coverage level depends on your policy, including limits on the types or number of sessions and provider network requirements. You can optimize your benefits to receive the maximum under your insurance policy by calling BreakThrough by BasePoint and speaking with our admission specialist.

Virtual mental health treatment delivers therapy and counseling over an online platform, offering you convenience and accessibility when you're unable to attend in-person sessions. Virtual services might include individual therapy and group counseling where you learn self-care and wellness strategies. It can also include medication management that makes recovery support accessible anywhere you have an internet connection.

Cigna mental health insurance provides coverage for virtual treatment, partnering with online platforms that encrypt and secure your conversations. Your coverage will typically include therapy sessions and virtual consultations but will depend on your policy. You should confirm your virtual care benefits before beginning treatment so you are not surprised by a bill and can use the services effectively.

Does Cigna Health Insurance Cover Dual-Diagnosis Therapy and Treatment for Young Adults in Texas?

Yes, Cigna mental health services typically cover dual diagnosis treatment in young adults. Dual diagnosis refers to the occurrence of a mental health disorder and substance use disorder at the same time. Treatment requires addressing both conditions simultaneously to ensure effective recovery. Specialized and integrated dual diagnosis care is essential because left untreated, mental health conditions exacerbate addiction and vice versa.

Comprehensive treatment improves outcomes by promoting mental stability and long-term recovery from substance abuse. Your coverage specifics address services like inpatient or outpatient programs, therapy sessions, and medication management. The extent of your coverage varies based on factors such as the type of insurance plan and whether healthcare professionals are in or out of the network. You can quickly and easily review your specific Cigna mental health insurance policy details by calling BreakThrough by BasePoint below.

Does Cigna Insurance Cover Mental Health Therapy and Counseling for Emerging Adults in Dallas-Fort Worth, Texas?

Yes, most Cigna insurance policies cover mental health therapy and counseling for emerging adults who live in the Dallas-Fort Worth metroplex. This includes providing individual therapy, group counseling, and medication management services. While federal law mandates that insurance providers offer coverage for mental health treatment, the specifics depend on your plan, including deductibles, co-payments, and network restrictions.

Cigna’s behavioral health network includes psychiatry, psychology, and counseling services, some of which may require prior authorization. Therefore, you must verify your treatment coverage. This is easily done by calling BreakThrough by BasePoint today at 972-325-2633. We are Cigna health providers in Dallas and provide in-network coverage under some Cigna plans. Contact us today to confirm your insurance details.

Dallas, TX Mental Health Outpatient Treatment Programs That Take Cigna Insurance

BreakThrough by BasePoint has three facilities in the surrounding Dallas area where highly skilled and experienced mental health professionals and clinicians offer care to emerging adults who experience various mental health conditions, including a free and confidential assessment. You’ll find the same level of care at our facilities in Arlington, Forney, and McKinney so you can choose a convenient location.

Map of BasePoint BreakThrough's locations

Arlington, Texas, is located between Dallas and Fort Worth. It's well known for major sports attractions, including the AT&T Stadium where the Dallas Cowboys play and Globe Life Field where the Texas Rangers play. Arlington also boasts the University of Texas at Arlington, which is a hub for education, innovation, and Division 1 sports. The thriving entertainment district includes Six Flags Over Texas and a diverse mix of dining, shopping, and cultural experiences. The city is also home to several Fortune 500 companies, including American Airlines and General Motors.

  • BreakThrough by BasePoint - Arlington, Texas: 3900 Arlington Highlands Blvd, Suite 237B, Arlington, TX 76018, United States

Forney, Texas, is often referred to as the “Antique Capital of Texas.” It's a growing city just east of Dallas, that's part of the Dallas-Fort Worth Metroplex but not considered part of Dallas proper. The city combines a small-town charm with modern facilities. Forney is known for its historic downtown area, including antique shops. The city is rapidly expanding with new residential developments while still maintaining a community-focused atmosphere.

  • BreakThrough by BasePoint – Forney, Texas: 713 W Broad St, Suite 100, Forney, TX 75126, United States

McKinney, Texas, is one of the fastest-growing cities in Texas. It is well known for its historic downtown area rich with restaurants and boutique shops. McKinney is located just north of Dallas, blending a small-town feel with suburban convenience. The unique attractions include Chestnut Square Historic Village and the Heard Natural Science Museum and Wildlife Sanctuary, making the city a family-friendly destination for visitors and residents.

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How to Check My Cigna Health Insurance Coverage Levels at BasePoint

Before beginning treatment, check your Cigna mental health insurance policy limitations and coverage. This ensures you are not surprised by a bill after claims are submitted. Your treatment coverage helps mitigate financial liability and ensures access to necessary mental health services. Your costs include monthly premiums set by an actuary who calculates the probability and risk the insurance company experiences a loss.

Your policy may also have exclusions that limit your coverage or endorsements that modify the policy, so you receive care to meet your needs. After submitting a claim, an insurance adjuster evaluates and determines the appropriate settlement. Each of these factors is important in identifying your potential out-of-pocket expenses. The best way to check your Cigna health insurance coverage level is to call BreakThrough by BasePoint today at 972-325-2633 or contact us to identify your insurance benefits. Our admission specialist is adept at working with Cigna to identify your benefits and determine if prior authorization is needed.

How to Get Cigna to Pay for Mental Health Therapy in Dallas, Texas

The best way to get Cigna to pay for mental health therapy and maximize your insurance benefits is to understand your policy’s benefits and limitations. Insurance companies pay claims based on medical necessity. The combination of proving medical necessity for treatment while inside your policy limits and benefits can help you receive the maximum benefits allowed.

When you work with the admission specialist at BreakThrough by BasePoint, they can verify your insurance coverage and identify the coverage limits, including if prior authorization is required before you can begin treatment. We encourage you to call us today below to start the admission process.

The number of times that Cigna will cover therapy for mental illnesses such as bipolar disorder or schizophrenia, depends on the limits of your insurance policy. The admission specialist at BreakThrough by BasePoint can identify your insurance policy coverage benefits and limitations while estimating your potential out-of-pocket expenses.

These limitations include how often your insurance policy will pay for mental health therapy and counseling. You can receive the maximum benefits when you work with the admission specialist at BreakThrough by BasePoint to identify your treatment options and policy coverage. Call us today at 972-325-2633 to learn the details of your insurance coverage and begin the admission process that can significantly impact your emotional well-being.