Personality Disorder Treatment in Texas for Young Adults with Meritain Insurance Coverage
Personality disorders can quietly shape the way you think, feel, and connect with others—often leaving you or your loved ones struggling to understand why life feels so overwhelming. Our mental health professionals at BreakThrough by BasePoint are familiar with these challenges and experienced at providing effective treatment to address your concerns.
When you call us, our admission specialist can verify your Meritain personality disorder treatment coverage in Texas. Additionally, we can schedule a free and confidential assessment with treatment recommendations to identify the level of treatment needed to appropriately care for your mental health. Personality disorders can’t be ignored, influencing your relationships with everyone around you. Call today to begin your recovery and improve your quality of life.
An Overview of Personality Disorders
Personality disorders affect the way you think, feel, and relate to the people around you, often creating challenges in your relationships and work. They are grouped into categories called clusters that are based on patterns of behavior, such as difficulty managing emotions, rigid thinking, or unstable self-image. The symptoms of each personality disorder type can vary widely.
However, they all typically disrupt healthy coping strategies and make it more difficult to adapt to change or stress. For young adults, these struggles may feel especially overwhelming as you navigate transitions into greater independence, education, or career goals. The good news is that with the right support and treatment, you learn practical skills to manage symptoms and improve your relationships. At BreakThrough by BasePoint, we guide you toward resources that encourage stability, growth, and long-term recovery.
Understanding Meritain Health Insurance
Meritain, established in 1983, originally operated under the name North American Health Plans. In 2006, the company adopted the Meritain name, in 2011 it became a subsidiary of Aetna, and became part of the CVS Health family in 2018. Today, Meritain is one of the nation’s largest Third-Party Administrators (TPAs), specializing in administering self-funded health plans for large employers.
The company supports over 1.5 million members across 2,400+ plan sponsors. The company offers a suite of services that includes claims processing, pharmacy benefits, COBRA administration, stop‑loss options, network strategies, wellness programs, and intuitive member tools like mobile apps and portals for easy access to care information. They also offer flexible insurance plans, such as Meritain Preferred Provider Organization (PPO), Meritain Health Maintenance Organization (HMO), or Meritain High-Deductible Health Plans (HDHPs).
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Just a short drive away is Fort Worth, a city that honors its Western roots. Together, these twin cities form a powerful Metroplex—a region that seamlessly blends diversity, innovation, and tradition. Austin is the state’s capital and a vibrant hub of live music, tech innovation, and cultural festivals. Travel to San Antonio, where history comes alive along the shaded River Walk and at iconic sites such as the Alamo and Spanish missions. Houston, often called "Space City," offers a global identity shaped by industries like energy, healthcare, and space exploration.
Personality disorders are grouped into three clusters—A, B, and C—with ten distinct types that share overlapping traits within each category. Nationally, about 9.1% of adults live with a personality disorder, which equals nearly 20 million people in the United States. In Texas, this represents approximately 2.8 million individuals who may be affected.
One example, schizoid personality disorder, is marked by emotional detachment and social withdrawal, often leading to significant loneliness. It is important to distinguish between schizophrenia and conditions like schizoid or schizotypal personality disorder. While the names sound alike, the latter two fall under personality disorders, not psychotic disorders. Research also shows that individuals with schizotypal personality disorder experience higher rates of alcohol use disorder. Meanwhile, narcissistic personality disorder can be challenging to treat, as many people seek care only when co-occurring issues, such as relationship struggles, substance misuse, or career setbacks, become overwhelming.
BreakThrough by BasePoint Accepts Meritain Insurance
Our free assessment with a licensed clinician will provide you with a recommendation for the appropriate level of care for young adults with a personality disorder. We can also check your Meritain treatment coverage levels.
Call us today to schedule a same-day assessment at (972) 325-2633 or complete our inquiry form.
Breakthrough by BasePoint: Verify Insurance
Personality Disorder Types Often Covered by Meritain
Meritain does cover personality disorder treatment in Texas, typically for a variety of treatment options. The personality disorder types outlined here represent some of the more common types but it is not a complete list. Your coverage may vary, and our team at BreakThrough by BasePoint can help you understand and navigate your available benefits.
Borderline Personality Disorder is part of the group of Cluster B personality disorders, which is often characterized by intense emotions, unstable relationships, and difficulties with self-image. For young adults, these challenges can interfere with their school, work, and social connections, making early support especially important. Treatment usually combines evidence-based approaches such as counseling and medication management.
This treatment helps you regulate emotions, build healthier relationships, and strengthen your coping skills. At BreakThrough by BasePoint, we work with you to create a personalized plan that supports your long-term stability, while helping you navigate your Meritain coverage to access care.
Narcissistic Personality Disorder belongs to the group of Cluster B personality disorders, which is marked by dramatic and emotionally intense behaviors. When you experience narcissistic personality disorder symptoms create challenges with self-esteem, relationships, and maintaining balance in daily life. Treatment may include therapy focused on developing self-awareness, building empathy, and improving communication skills.
In some cases, medication can also support symptom management. At BreakThrough by BasePoint, we tailor your personality disorder treatment to your unique needs, guiding you through strategies that promote healthier connections and greater emotional stability. With Meritain health insurance, you may have coverage options that help make these services more accessible, allowing you to focus on personal growth and recovery.
Histrionic Personality Disorder is one of several Cluster B personality disorders, including antisocial personality disorder. These conditions are often linked to heightened emotions and dramatic behavior patterns. HPD leads to difficulties maintaining relationships or feeling secure in social and academic settings. Treatment commonly involves therapy to strengthen self-awareness, improve emotional regulation, and encourage healthier ways of relating to others.
Medication may also be considered to address co-occurring symptoms. At BreakThrough by BasePoint, we provide supportive, customized care to help you gain confidence and stability. Your Meritain individual insurance or group insurance plan may cover many of these services, allowing you to focus on building lasting skills for your well-being and personal growth.
Schizotypal Personality Disorder is categorized under Cluster A personality disorders, which includes conditions associated with unusual thinking or behavior patterns. Schizotypal traits make it more difficult to form close relationships, adapt socially, or feel comfortable in daily interactions. Treatment focuses on therapy that helps improve social skills, challenge distorted thinking, and support emotional resilience.
In some cases, medication may also be part of your customized treatment to address symptoms. At BreakThrough by BasePoint, we create a personalized approach that supports your goals and builds long-term stability. With Meritain Texas, many treatment options may be covered, giving you the opportunity to access professional care and strengthen your overall well-being.
Obsessive-Compulsive Personality Disorder falls under Cluster C personality disorders, which is often linked to anxious or fearful thought patterns. Obsessive-compulsive personality disorder may create challenges with flexibility, perfectionism, and decision-making, making school, work, or relationships feel overwhelming. Personality disorder therapy encourages healthier coping strategies.
Treatment helps reduce rigidity and improve problem-solving skills. In some cases, medication may also be used to support overall stability. At BreakThrough by BasePoint, we focus on building a customized treatment plan that addresses your unique needs. Meritain personality disorder coverage in Texas may include these services, helping you access care that promotes balance and long-term personal growth.
Paranoid Personality Disorder is one of several Cluster A personality disorders. This Cluster includes conditions often characterized by odd or eccentric behavior patterns. For young adults, this disorder may lead to ongoing feelings of mistrust, making it difficult to build or maintain meaningful connections at school, work, or in social settings.
Treatment usually centers on therapy to encourage healthier thought patterns, strengthen coping skills, and reduce the intensity of suspicious or defensive reactions. At times, medication may be recommended to manage specific symptoms. At BreakThrough by BasePoint, we provide individualized care, helping you find greater confidence and stability. Meritain young adult personality disorder therapy coverage offers many options, making treatment accessible and giving you support toward long-term growth and recovery.
Does Meritain Cover Personality Disorder Treatment in Texas for Young Adults?
Meritain young adult personality disorder counseling coverage commonly includes mental health services, although the details depend on the plan you purchased and the Meritain provider network. Your coverage may include therapy sessions, medication management, and structured programs such as intensive outpatient or partial hospitalization, if the treatment is medically necessary.
Because Meritain is a third-party administrator, your benefits are tailored by the sponsoring organization, which means coverage can differ from one plan to another. At BreakThrough by BasePoint, we work with you to review your policy, confirm benefits, and identify the most effective treatment path. Our team can explain your out-of-pocket responsibilities and coordinate directly with Meritain so you can focus on recovery rather than paperwork. With our support, you’ll gain clarity about your options and receive care aligned with your clinical needs and your insurance benefits.
Does Meritain Cover Personality Disorder Therapy and Counseling for Young Adults in Texas?
Yes, Meritain personality disorder coverage in Texas typically includes personality disorder therapy and counseling. This allows access to individual therapy, group counseling, or family sessions aimed at building healthier relationships and improving emotional well-being. Coverage may vary depending on your employer-sponsored plan, so the number of sessions and copay amounts differ.
At BreakThrough by BasePoint, we verify your insurance coverage and help you understand the policy benefits and limitations. When you call us, we confirm your eligibility for therapy services and subsequently connect you with licensed providers experienced in personality disorder treatment. Our goal is to remove uncertainty, making it easier for you to focus on healing and growth while ensuring your care is supported through your Meritain coverage option.
Does Meritain Cover Psychiatry Services for Young Adult Personality Disorder Treatment in Texas?
Yes, Meritain plans can provide coverage for psychiatry services when they are medically necessary and included in your employer-sponsored insurance. Federal law mandates that most insurance policies offer benefits for mental health treatment at the same level as medical and surgical care. Your benefits may include initial psychiatric evaluations, ongoing medication management, and follow-up visits to monitor progress.
Your coverage details, such as copayments or prior authorization requirements, depend on your Meritain plan. At BreakThrough by BasePoint, we understand how important it is to have clear information before beginning treatment. Our team will help you review your policy and confirm psychiatric benefits. When you partner with us, you can feel confident that your treatment plan aligns with your clinical needs and Meritain health insurance coverage, making professional psychiatric support more accessible.
Does Meritain Cover Commonly Prescribed Medications for Personality Disorder Treatment in Texas?
Meritain Texas plans commonly provide coverage for prescription medications that are considered medically necessary for treating personality disorders, though benefits depend on your specific plan and formulary. Meritain prescription drug plans can include commonly prescribed medications that support therapy and counseling by helping manage mood, anxiety, or related symptoms.
Some prescriptions may require prior authorization or be subject to tiered copayments, depending on whether they are generic or brand-name. At BreakThrough by BasePoint, we work closely with you and your insurance provider to confirm which medications are covered and to minimize unexpected costs. Our team helps simplify the process so you can focus on your recovery, knowing your treatment is supported by professional care and your insurance benefits.
Treatment Facilities in Texas That Treat Young Adult Personality Disorder and Accept Meritain Insurance
BreakThrough by BasePoint is a rehab center in Texas that takes Meritain insurance to help cover the cost of personality disorder diagnosis and treatment for young adults. When you call or contact us, our admission specialist can answer your questions about our unique programs, verify your insurance coverage, and schedule a free assessment with treatment recommendations.
- Arlington, TX: 3900 Arlington Highlands Blvd Suite 237B Arlington, TX 76018
- Forney, TX: 713 W Broad St Suite 100 Forney, TX 75126
- Frisco, TX: 8275 Judges Way, Suite 100F, Frisco, TX 75036
- McKinney, TX: Virtual Mental Health Treatment
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How Much Is Treatment for Personality Disorder for Young Adults Without Meritain Support in and Around Dallas, TX?
Personality disorder treatment in young adults without Meritain health insurance or other private health insurance policies typically ranges from $100 to $300 per individual therapy session. The range is based on the therapy type and your therapists’ qualifications. Treatment costs can be lower for group therapy, and additional costs may include prescription medications, medication management, and psychiatric care.
These costs can feel overwhelming, but the mental health professionals at BreakThrough by BasePoint understand that without treatment, your costs can be far higher, reflected in loss of relationships, jobs, and freedom after interactions with the criminal justice system. We encourage you to call us today to work with our financial counselors to find a solution that allows you to receive the treatment you need.
Personality Disorder Treatment Programs for Young Adults with Meritain Around Dallas, Texas
Meritain health insurance may cover a range of treatment options to support your recovery and improve your quality of life. The examples that follow highlight commonly available programs, but it is not an exhaustive list. At BreakThrough by BasePoint, we help you explore the right fit for your needs while considering your Meritain plan coverage.
Personality Disorder Intensive Outpatient Programs
An Intensive Outpatient Program (IOP) offers structured mental health care for young adults who need more support than traditional therapy but do not require inpatient hospitalization. Programs typically include multiple therapy sessions each week, allowing you to continue living at home and maintain school or work responsibilities while receiving focused care to improve emotional resilience.
Meritain does cover personality disorder treatment in Texas, which usually includes Intensive Outpatient Programs when they are medically necessary. Your benefit specifics depend on your employer-sponsored plan, such as the number of authorized sessions, network provider requirements, or prior authorization guidelines. At BreakThrough by BasePoint, we confirm your eligibility and help you understand your insurance details so you can focus on your recovery instead of insurance documentation requirements.
Personality Disorder Partial Hospitalization Programs
A Partial Hospitalization Program (PHP) provides a highly structured and intensive level of treatment when you do not require 24-hour supervision. Programs usually run for several hours each day and multiple days each week, combining several types of treatment such as individual and group sessions, psychiatric care, and skills training. These stabilize symptoms and reduce the risk of crisis.
Meritain personality disorder coverage in Texas often includes PHPs when they are medically necessary. However, your coverage specifics, such as length of stay, provider networks, and prior authorization requirements, depend on your Meritain group insurance and individual insurance plan. At BreakThrough by BasePoint, we verify your benefits and coordinate with your insurance provider so you have access to the right level of support.
How Can I Check My Meritain Coverage?
The quickest and easiest way to check your Meritain Texas plan coverage is to call BreakThrough by BasePoint at 972-325-2633. While Meritain member services can answer some questions, our admission specialist can complete far more in one phone call. For example, we can explain the benefits and limitations in your policy that affect your out-of-pocket expenses.
We can also schedule a free and confidential assessment with treatment recommendations. This identifies the level of care needed to appropriately address your mental health concerns. Additionally, we can schedule a tour of one of our facilities and streamline your admission process so you receive the care you need. Your personality disorder may make asking for help feel overwhelming, but the compassionate team at BreakThrough by BasePoint is here to guide you, offering understanding, personalized care, and support every step of the way. Call or contact us today.
- Ten personality disorder types fall into three categories or clusters, including Cluster A, Cluster B, and Cluster C. While each disorder has unique symptoms, those in the same cluster have similar personality disorder characteristics.
- Roughly 9.1% of adults in the United States have a personality disorder. This translates to around 20 million individuals across the country and approximately 2.8 million in Texas.
- Schizoid personality disorder is one condition in a cluster of personality disorders with the core diagnostic feature of social isolation and emotional detachment, which typically leads to loneliness.
- Although schizophrenia, schizoid personality disorder, and schizotypal personality disorder sound similar, they are not. The latter two are personality disorders, and schizophrenia is not. However, some symptoms of schizoid personality disorder and early signs of schizophrenia are similar.
- Individuals with schizotypal personality disorder have a higher rate of alcohol use disorder than other personality disorders.
- Treatment for narcissistic personality disorder is difficult because individuals do not believe they have a problem. Instead, more people with the disorder seek help because of co-occurring disorders, such as marital problems, substance abuse, or job loss.