Personality Disorder Treatment Options for Young Adults with Support from Cigna Near Dallas, Texas
Cigna provides health insurance plans in Texas through its subsidiary, Cigna HealthCare of Texas, Inc., for young adults who experience mental health conditions. Young adults face common life stage challenges related to frequent transitions, such as new jobs and academic pressure. When personality disorders are also present, your life becomes even more challenging.
Call BreakThrough by BasePoint to learn more about our unique, young adult-focused treatment programs that address personality disorders while reducing your financial burden, as we are a rehab center in Texas that takes Cigna insurance. When you call, our admission specialist can verify your insurance coverage and schedule a free and confidential assessment with treatment recommendations. This ensures you have the information needed to make treatment decisions that improve your quality of life.
An Intro to Personality Disorders
Personality disorder symptoms include patterns of thinking, feeling, and behaving that differ significantly from societal expectations and create challenges in your work, friends, and family relationships. These patterns often develop in adolescence or young adulthood and impact relationships, work, and academic performance. While each personality disorder type has unique traits, they share common features.
These features include difficulties in managing emotions, relating to others, and adapting to change. If you’re a young adult experiencing persistent struggles with mood regulation, trust, or interpersonal connections, seeking professional evaluation is an important first step. At BreakThrough by BasePoint, we understand that the right diagnosis and treatment plan allows you to learn healthier ways to cope, build stronger relationships, and move toward a more balanced, fulfilling life.
Cigna, the Health Insurance Provider
Cigna health insurance traces its roots back to 1792. In 1982, the company merged with Connecticut General Life Insurance Company (CG) and the Insurance Company of North America (INA). Today, Cigna operates as a global health service company headquartered in Bloomfield, Connecticut, serving millions of customers in the United States and throughout 30 other countries.
Cigna offers a wide range of products and services, including medical, dental, vision, pharmacy, behavioral health, disability, and life insurance. Its focus extends beyond traditional coverage, emphasizing wellness programs, preventive care, and resources designed to support physical and mental health. With the broad Cigna provider network, it aims to make quality healthcare more accessible and affordable for individuals, families, and employers with a commitment to customer-centered service. Call or contact us today to verify your coverage and learn more about our treatment programs.
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Personality disorders are divided into three groups based on patterns of behavior and thought. Cluster A includes conditions such as paranoid and schizoid personality disorders, marked by odd or eccentric behaviors. Cluster B involves emotional or unpredictable behavior, including borderline or histrionic personality disorders. Cluster C features anxious or fearful patterns, such as avoidant personality disorder.
Research shows that up to half of those with schizoid personality disorder have another mental health condition, and they may find relationships easier when centered on shared work or activities rather than emotional closeness. Avoidant personality disorder is common and chronic, often beginning early in life and causing lifelong challenges. Histrionic personality disorder frequently co-occurs with other conditions, including anxiety, dependent personality disorder, or substance use disorders. The American Psychiatric Association notes that antisocial personality disorder affects up to 3.6% of adults and is three times more common in men than women.
BreakThrough by BasePoint Accepts Cigna Insurance
Our free assessment with a licensed clinician will provide you with a recommendation for the appropriate level of care for young adults with a personality disorder. We can also check your Cigna treatment coverage levels.
Call us today to schedule a same-day assessment at (972) 325-2633 or complete our inquiry form.
Breakthrough by BasePoint: Verify Insurance
Personality Disorder Types Often Covered by Cigna
Cigna personality disorder coverage in Texas supports treatment for a range of personality disorder diagnoses. There are 10 diagnoses belonging to one of three Clusters. Below are personality disorder types that Cigna health insurance may cover. While it’s not a comprehensive list, it can help you understand types that qualify for treatment and guide your steps.
Borderline Personality Disorder (BPD) is one of several Cluster B personality disorders that are often identified in young adulthood. BPD involves patterns of intense and unstable emotions, shifting self-image, and difficulties in maintaining consistent relationships. You may experience rapid changes in mood, heightened sensitivity to perceived rejection, and a persistent fear of abandonment.
Emotional fluctuations can lead to impulsive decisions or actions that affect various aspects of life, including education, work, and social connections. A hallmark of BPD is the tendency to see situations or people in extremes, shifting from idealization to devaluation quickly. While borderline personality disorder causes are not fully understood, a combination of genetic, environmental, and developmental factors is believed to contribute to its onset. Early recognition is an important step toward greater self-awareness and personal stability.
Narcissistic Personality Disorder (NPD) is one of several Cluster B personality disorders that become noticeable in young adulthood. Personality disorder characteristics include a persistent pattern of grandiosity, a strong need for admiration, and difficulty recognizing or valuing the feelings of others. Young adults with NPD may display an inflated sense of self-importance and exaggerate achievements.
You may expect special recognition without accomplishments. Relationships are often affected by a tendency to prioritize personal goals over mutual understanding, and sensitivity to criticism may lead to defensiveness or withdrawal. While confidence is a healthy trait, you may exhibit an extreme form that disrupts personal, academic, and social functioning. Researchers have not fully identified the causes, but they are thought to involve a combination of biological predispositions, early experiences, and environmental influences.
Obsessive-Compulsive Personality Disorder (OCPD) is one of several Cluster C personality disorders that are marked by a pervasive focus on order, perfectionism, and control. This can appear as an intense preoccupation with rules, schedules, and details, often to the point of delaying task completion. You may set extremely high standards for yourself and others, becoming frustrated with unmet expectations.
You may also be reluctant to delegate tasks, fearing others will not meet their standards. While dedication and organization can be positive qualities, OCPD involves an inflexible approach that interferes with academic, work, and personal relationships. Obsessive-compulsive personality disorder causes are not fully known but are thought to stem from a combination of genetic factors, upbringing, and learned behaviors. Early recognition can help increase understanding of how these traits affect daily life.
Paranoid Personality Disorder (PPD) is characterized by a long-standing pattern of suspicion. It is one of several Cluster A personality disorders that manifest as a belief that others have hidden motives or are deliberately trying to cause harm, even without clear evidence. You may be guarded, reluctant to share personal information, and interpret remarks as demeaning or threatening.
Heightened vigilance leads to strained relationships, as constant questioning of others’ intentions may create distance or conflict. Everyone experiences caution, but with PPD, you experience an enduring and pervasive mistrust that affects daily interactions and decision-making. Its development is believed to result from a combination of biological predisposition, early life experiences, and environmental factors that shape patterns of thinking and perception.
Schizotypal Personality Disorder symptoms include pervasive patterns of social and interpersonal difficulties, alongside eccentric behaviors and unusual thinking. It is one of several Cluster A personality disorders involving odd speech patterns, unconventional beliefs, or a tendency to interpret ordinary events as having special meaning. You may experience significant discomfort in close relationships and appear socially anxious or emotionally distant.
Your mannerisms, clothing choices, or conversational style can seem unusual to others, contributing to feelings of isolation. While these traits are consistent over time, they do not typically reach the level of full psychosis. The origins are believed to involve a mix of genetic vulnerability, neurobiological factors, and early environmental influences, shaping personality traits and cognitive perceptions that persist into adulthood.
Dependent Personality Disorder (DPD) is one of several Cluster C personality disorders marked by an excessive need to be cared for, leading to submissive and clingy behaviors. This appears as having difficulty making decisions, reluctance to express disagreement, or an intense fear of losing support. You may avoid taking on responsibilities and often prioritize others’ needs over your own.
Dependency can affect personal growth, self-confidence, and the ability to manage life’s challenges independently. While seeking connection is a natural human trait, you experience an enduring reliance on others that can impact relationships and daily functioning. Its development is believed to stem from a combination of genetic influences, early attachment patterns, and learned behaviors shaped by environment and upbringing.
Does Cigna Cover Personality Disorder Treatment in Texas for Young Adults?
Yes, Cigna young adult personality disorder therapy coverage depends on the plan you purchased. Your benefits can include psychiatric evaluations, counseling, and other clinically necessary mental health services. Your coverage may include in-network and out-of-network providers. However, your out-of-pocket costs depend on your Cigna Texas plan, including factors like deductibles, copays, in-network status, and prior authorization requirements.
Cigna follows mental health parity laws. This means your benefits for behavioral health are commonly comparable to those for medical and surgical care. This includes treatment options ranging from outpatient therapy to more structured programs, provided they meet medical necessity requirements. At BreakThrough by BasePoint, we verify your Cigna plan, confirm covered services, and explain your coverage details. Our goal is to help you understand your benefits and connect you with care that supports your mental health, so you can focus on building a healthier, more balanced future.
Does Cigna Offer Coverage for Personality Disorder Therapy and Counseling for the Young Adult Population in Texas?
Cigna individual insurance and group insurance plans often include benefits for therapy and counseling services that address personality disorders in young adults. Depending on your plan, coverage may extend to individual, group, or family sessions provided by licensed mental health professionals. These services are typically covered when they are medically necessary.
When you call BreakThrough by BasePoint, we verify your Cigna coverage, clarify copayments and deductibles, and determine whether prior authorization is required. By understanding your benefits, you can access therapy and counseling that foster emotional growth, strengthen relationships, and support long-term mental wellness. Our team is here to guide you in using your insurance effectively to get the help you need.
Does Cigna Typically Cover Psychiatry Services for Young Adults with Personality Disorders Near Texas?
Cigna young adult personality disorder therapy coverage typically covers psychiatry services. These services may include diagnostic assessments, ongoing medication management, and follow-up visits with a board-certified psychiatrist. Your coverage applies when care is medically necessary. Your out-of-pocket costs are typically less when you receive care within the Cigna provider network.
At BreakThrough by BasePoint, we review your Cigna policy, explain the applicable copayments or deductibles associated with mental health treatment, and confirm whether prior authorization is required. The extent of your coverage depends on the plan you purchased, such as the Cigna Preferred Provider Organization (PPO), Cigna Health Maintenance Organization (HMO), or Cigna High-Deductible Health Plans (HDHPs). Our team is committed to helping you navigate your insurance benefits so you can focus on your mental health journey.
Does Cigna Cover Commonly Prescribed Medications for Personality Disorders in TX?
The company’s health insurance typically includes Cigna prescription drug plans that may apply to medications commonly prescribed for personality disorders. Coverage details vary by plan but benefits commonly extend to brand-name and generic options when they are medically necessary. Most Cigna plans use a formulary, which is a list of approved medications.
The plan outlines requirements to access benefits such as prior authorization, step therapy, or quantity limits. At BreakThrough by BasePoint, we review your plan’s formulary, estimate potential copayments, and determine if your prescriptions are covered. Having a clear understanding of your medication benefits helps you manage costs and stay consistent with your treatment plan. Our team is here to make the process easier, so you can focus on your health and long-term wellness.
Young Adult Personality Disorder Treatment Centers That Accept Cigna Plans in Texas
BreakThrough by BasePoint is one rehab center in Texas that takes Cigna insurance to cover the costs of mental health treatment in young adults. We provide care at several locations, working closely with your Cigna group insurance and individual insurance plan to reduce your financial costs. Call or contact us today to learn more and to verify your coverage.
- Arlington, TX: 3900 Arlington Highlands Blvd Suite 237B Arlington, TX 76018
- Forney, TX: 713 W Broad St Suite 100 Forney, TX 75126
- Frisco, TX: 8275 Judges Way, Suite 100F, Frisco, TX 75036
- McKinney, TX: Virtual Mental Health Treatment
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How Much Is the Cost of Personality Disorder Treatment for Young Adults Without Cigna in Texas?
The cost of personality disorder treatment without Cigna coverage options or other private health insurance can range from $100 to $300 per individual treatment session. However, if your mental health concern requires more intensive treatment, it may be charged by the number of treatment sessions per day. Additional costs can include prescription medications, medication management, and skills workshops.
We recognize that these costs can be overwhelming and can be a barrier to receiving treatment. However, we encourage you to call us today because our financial counselors can offer hope and help to find solutions and assistance so you can receive the mental health treatment you deserve.
Personality Disorder Treatment Program Options for Young Adults with Cigna Coverage in Texas State
Cigna’s mental health benefits in Texas can cover a variety of treatment options designed to meet different needs and levels of care. Below are examples of programming options that may be available under your plan. This is not a complete list, but it can help you explore potential paths toward improved mental health and overall well-being.
Personality Disorder Intensive Outpatient Programs
An Intensive Outpatient Program (IOP) is a structured level of care that allows you to receive focused mental health support. In these programs, you typically receive several therapy sessions per week, which may include individual counseling, group therapy, and skills training. IOPs help you develop coping strategies, strengthen emotional regulation, and improve daily functioning.
Cigna health insurance often provides coverage for Intensive Outpatient Programs when the program is medically necessary. In Texas, services delivered by in-network providers are commonly less expensive than out-of-network care. At BreakThrough by BasePoint, we review and explain your Cigna benefits, copayments or deductibles, and guide you through the approval process so you can access the care you need.
Personality Disorder Partial Hospitalization Programs
A Partial Hospitalization Program (PHP) is a comprehensive, structured treatment that provides intensive care during the day. PHPs often include individual therapy, group sessions, psychiatric evaluations, and skills-based training. This level of care is designed when you need more support than outpatient services can offer, but do not require round-the-clock inpatient care.
Cigna plans often cover PHPs when they meet medical necessity criteria. Coverage typically applies to services provided by in-network facilities, though some plans include partial reimbursement for out-of-network care. At BreakThrough by BasePoint, we work closely with Cigna Texas. We will review your plan, confirm your eligibility, and explain your cost-sharing responsibilities. Our team simplifies the process, so you can focus on receiving the structured care and support needed for your mental health journey.
Verifying Your Cigna Coverage Options in Texas
The best way to verify your Cigna young adult personality disorder counseling coverage is to call BreakThrough by BasePoint at 972-325-2633. Our admission specialist can estimate your out-of-pocket expenses based on your policy’s cost-sharing requirements. Additionally, we can schedule a free assessment with treatment recommendations, so you have the necessary information to choose an effective path forward.
Asking for help may not be easy, but it is crucial to your future quality of life. At BreakThrough by BasePoint, you’ll discover a compassionate and caring team of mental health professionals who understand your struggles and have the experience and skill to make a real difference in your health and your future.
- Ten personality disorder types fall into three clusters. Cluster A is characterized by behavior that is odd or eccentric, including paranoid or schizoid personality disorder. Cluster B personality disorders are characterized by behavior that is emotional or erratic, such as borderline personality disorders. Cluster C personality disorders are characterized by fearful or anxious behavior, including avoidant personality disorders.
- Up to half of all people with schizoid personality disorder have a co-occurring mental health condition. A person with schizoid personality disorder may handle relationships better when they are not focused on an emotional attachment but rather built on work or recreational activities.
- Avoidant personality disorder is relatively common and associated with significant impairment and disability. It's a chronic issue, begins early in life and has a lifelong impact.
- Histrionic personality disorder is a Cluster B personality disorder that requires you to meet specific criteria for diagnosis. Many people also have a co-occurring mental health condition, which might include borderline, dependent, and antisocial personality disorders, anxiety, panic disorder, anorexia nervosa, and substance use disorders.
- The American Psychiatric Association calls antisocial personality disorder "often overlooked and untreated." It affects up to 3.6% of adults, and it's three times more prevalent in men than women.