TRICARE Coverage for Depression Testing, Therapy, and Treatment in Dallas, Texas
Depression is a common mental health condition with mental and physical symptoms that affect your daily life. But it doesn’t have to. The mental health professionals at BreakThrough by BasePoint are skilled at treating the unique life stages and mental health conditions that young adults face. We have several facilities where you can receive in-person care in Dallas.
Our clinicians can also meet your needs with online counseling throughout Texas. At BreakThrough by BasePoint, we work closely with TRICARE to address depression and other co-occurring mental health conditions so you can begin enjoying life again. Contact us today to begin the process of getting the help you need.
Learning About Depression Disorders
Depression disorders are mental health conditions that affect how you feel, think, and function. They go beyond occasional sadness and can interfere with daily life, relationships, and work. Major types include major depressive disorder (MDD), persistent depressive disorder (dysthymia), and bipolar depression. Symptoms may include low mood, fatigue, changes in sleep patterns, and a loss of interest in activities.
Causes of depression can include a combination of genetic, biological, environmental, and psychological factors. Evidence-based treatment includes therapy, medication, or a combination of both. If you’re experiencing symptoms that last longer than two weeks, it’s important to seek professional help. Understanding depression and early intervention improves outcomes and helps prevent worsening symptoms or related conditions like anxiety or substance use. You’re not alone, and help is available.
Signs and Symptoms of Depression in Young Adults
Young adults often show symptoms of clinical depression that go beyond normal mood fluctuations. You may notice persistent feelings of sadness, emptiness, or irritability that last most of the day, nearly every day, for at least two weeks. You might lose interest in activities you once enjoyed, struggle with concentration or memory, and feel overwhelmingly fatigued despite adequate rest.
Changes in sleep patterns with significant weight loss or gain are also common. You may experience persistent feelings of guilt, worthlessness, or even thoughts of self-harm or suicide. Social withdrawal, neglecting hygiene, and difficulty managing daily responsibilities may further indicate concern. These symptoms can disrupt your academic, work, and personal life. Recognizing these signs and symptoms is crucial. You do not have to face the symptoms of depression alone. Early support and treatment from our team can guide you toward recovery.
Depression affects people differently, and symptoms can vary based on gender. Men often show signs such as fatigue, irritability, or anger, while women may experience persistent sadness, guilt, or feelings of worthlessness. It’s also common to face anxiety alongside depression, with about 1 in 5 adults reporting symptoms of both, most describing mild symptoms.
In February 2021, 43.4% of Texas adults reported experiencing depression and/or anxiety symptoms. That number decreased to 36.8% by February 2023, showing a gradual but meaningful shift. Depression is frequently linked to other conditions like prolonged grief, PTSD, and obsessive-compulsive disorder. If not addressed, depression in children continues into adulthood. The good news is that effective, evidence-based treatments are available. At BreakThrough by BasePoint, we offer evidence-based therapies to support your recovery and help you take steps toward lasting emotional wellness.
BreakThrough by BasePoint Accepts TRICARE Depression Disorder Treatment Insurance
Our free assessment with a licensed clinician will provide you with a recommendation for the appropriate level of care for young adults struggling with a depression disorder. We can also check your TRICARE mental health coverage levels.
Call us today to schedule a same-day assessment at (972) 325-2633 or complete our inquiry form.

Breakthrough by BasePoint: Verify Insurance
Who Is TRICARE, the Insurance Provider?
TRICARE is the health care program of the U.S. DoD’s Military Health System. The Defense Health Agency manages TRICARE, providing civilian health benefits to active-duty, veterans, reservists, retirees, and their families, serving around 9.5 million beneficiaries nationwide. It includes several programs, such as TRICARE For Life as Medicare wraparound coverage, TRICARE Reserve Select, and TRICARE Young Adult.
TRICARE offers several plan types, including Prime (HMO-style), Select (PPO-style), For Life (Medicare supplement), Reserve Select, Retired Reserve, and Young Adult. They also provide dental and specialty programs like Extended Care Health Option (ECHO). Coverage in these programs can encompass medical, pharmacy, behavioral health, durable medical equipment, vision, and other services. TRICARE supports your mental health journey with access to proven treatments, provider networks, and care coordination across military and civilian systems.
Does TRICARE Cover Depression Testing for Young Adults?
Yes, TRICARE does cover depression testing in Texas for young adults when it’s medically necessary and provided in conjunction with approved therapeutic services. Under TRICARE’s mental health benefits, the company funds psychological testing and assessments, such as depression screening, to help diagnose young adult beneficiaries and guide effective treatment plans.
TRICARE includes this coverage for any eligible plan, including TRICARE Young Adult, which young adults may maintain after turning 21 (or 23, if enrolled in college). TRICARE-authorized providers must conduct testing and require coordination through your Primary Care Manager (PCM) to establish medical necessity. In some cases, referrals or prior authorizations are required for outpatient mental health services, including diagnostic assessments.
Our BreakThrough by BasePoint team completes the necessary paperwork, ensuring the authorizations are secured, and you have a customized depression testing plan that utilizes evidence-based clinical assessments. Getting evaluated is the first step toward personalized depression therapy, and TRICARE ensures you have access to this critical support for your mental health journey.
Does TRICARE Cover Depression Treatment in Texas?
TRICARE does cover depression treatment in Texas when it is medically necessary and delivered within the TRICARE provider network. As part of its core mental health benefits, TRICARE funds outpatient therapy, psychiatric evaluations, medication management, and intensive programs like Intensive Outpatient Programs (IOP) and Partial Hospitalization Programs (PHP). This applies to young adults, active-duty families, retirees, and reservists.
You may be able to access services without needing a referral or prior authorization, but verifying your TRICARE Texas coverage ensures you will not receive an unexpected medical bill. In Texas, in-person and telehealth sessions are available within the TRICARE provider network. This helps to minimize your out-of-pocket costs for mental health.
At BreakThrough by BasePoint, we guide you through the process—verifying your TRICARE benefits, securing needed authorizations, and providing you with a free assessment from qualified therapists with treatment recommendations. Whether you’re starting with weekly counseling or transitioning to more structured care, such as IOP or PHP, we’re here to support your journey to wellness with clear, compassionate, and coordinated care.
Depression Programs Covered by TRICARE in Dallas, Texas
Depression programs provide structured, evidence-based interventions that can help you manage symptoms, build coping skills, and restore emotional balance. These programs are designed to meet varying levels of need and improve long-term mental health outcomes. The following examples of treatment options are generally covered by TRICARE Texas, but it is not a complete list.
A Partial Hospitalization Program (PHP) is a highly structured, daytime outpatient program when you need intensive mental health care but does not require full inpatient hospitalization. You typically attend therapy sessions five to seven days per week, which can include individual and group sessions, psychiatric evaluations, and skill-building workshops while you live at home.
Most TRICARE plans cover PHP services, allowing you to receive roughly nine or more hours of therapy weekly without overnight stays. Coverage is available across Texas through approved mental health treatment centers or hospital-affiliated programs. At BreakThrough by BasePoint, we verify your TRICARE eligibility, secure needed prior authorizations, and connect you with high-quality PHP providers. This ensures that you can access intensive depression treatment safely, comfortably, and with minimal disruption to your daily life.
Intensive Outpatient Programs (IOPs) are structured, non-residential programs when you need more intensive support than weekly therapy, but do not require full hospitalization. You’ll attend therapy sessions nine to 19 hours per week, receiving a mix of individual counseling, group psychoeducation, and psychiatric oversight, while continuing to live at home and maintain daily routines like work or school.
TRICARE coverage options include IOP services throughout Texas, provided they are medically necessary and delivered by TRICARE-authorized facilities. This level of care provides a middle ground between inpatient treatment and traditional outpatient therapy. At BreakThrough by BasePoint, we’ll confirm your TRICARE health insurance eligibility, secure necessary prior authorization, and schedule a free and confidential assessment with treatment recommendations. This information helps you to receive focused, evidence-based care for depression without stepping away from your everyday life.
TRICARE individual insurance and group insurance plans cover virtual therapy sessions, which allow you to connect with licensed therapists and psychiatrists from home or other private spaces. These services include assessments, talk therapy, medication management, and psychoeducation, structured to fit your schedule and lifestyle while maintaining the quality of in-person care.
TRICARE telehealth services cover online counseling with the same cost-sharing rules as in-person treatment. At BreakThrough by BasePoint, we verify your TRICARE plan eligibility, assist with required referrals or prior authorizations, and help you set up telehealth appointments. These steps give you access to compassionate, expert therapy at home, ensuring consistent, connected care without the stress of travel.

Does TRICARE Health Insurance Cover Depression Therapy and Counseling in Texas?
TRICARE covers depression therapy and counseling in Texas when you meet certain criteria. Under standard mental health benefits, TRICARE funds services like individual, group, family, and couples counseling, psychiatric evaluations, medication management, and outpatient psychotherapy. Some treatment requires prior authorization. Your plan may also require that therapy be delivered on the TRICARE provider network.
Your out-of-pocket expenses differ depending on your plan, such as the TRICARE preferred provider organization (PPO) (TRICARE Select) or TRICARE health maintenance organization (HMO) (TRICARE Prime). The government does not have TRICARE high-deductible health plans (HDHPs). Your plan may include in-person and teletherapy sessions. Our team at BreakThrough by BasePoint simplifies your admission process: verifying your benefits, helping with prior authorizations, and providing you with a free and confidential assessment, so you can begin tailored depression counseling and therapy with ease.
Does TRICARE Insurance Cover Psychiatric Care for Depression in Dallas, Texas?
TRICARE health insurance covers psychiatric treatment for depression when it is medically necessary and delivered within the TRICARE provider network of psychiatrists and psychiatric nurse practitioners. Covered services can include psychiatric evaluations, medication management, and ongoing treatment. You can access care through both civilian in-network providers and military or VA facilities in Texas.
Emergency psychiatric services, like crisis hospitalization, do not need prior approval to receive treatment. However, non-emergency outpatient visits require prior authorization. When you call BreakThrough by BasePoint, we can verify your coverage for depression treatment options, which may include Intensive Outpatient Programs (IOP) or Partial Hospitalization Programs (PHP). Call us today to learn more about how our treatment programs help young adults restore their quality of life.
Dallas Depression Treatment Programs That Accept TRICARE Health Insurance
BreakThrough by BasePoint is one of the treatment programs in Texas that takes TRICARE health insurance, which reduces your financial obligations for treating depression in adults. We have several facilities in Dallas that provide in-person care and highly skilled professionals who provide virtual therapy sessions. Call or contact us today to learn more about your TRICARE depression coverage.

- Arlington, TX: 3900 Arlington Highlands Blvd Suite 237B Arlington, TX 76018
- Forney, TX: 713 W Broad St Suite 100 Forney, TX 75126
- Frisco, TX: 8275 Judges Way, Suite 100F, Frisco, TX 75036
- McKinney, TX: Virtual Mental Health Treatment
Arlington, Texas, is an active city located between Dallas and Fort Worth, known for its rich mix of culture, entertainment, and education. Home to The University of Texas at Arlington, it offers access to academic resources, thriving neighborhoods, and popular attractions like sports venues, parks, and dining, making it a dynamic place to live, study, or seek care.
- BreakThrough by BasePoint - Arlington, Texas: 3900 Arlington Highlands Blvd, Suite 237B, Arlington, TX 76018, United States
Forney, Texas, is a charming city on the eastern edge of the Dallas–Fort Worth metroplex, offering a welcoming suburban atmosphere with a strong sense of community. Known for its historic downtown area, local shops, and family-friendly parks, Forney combines small-town charm with convenient access to metropolitan amenities and growth-driven development.
- BreakThrough by BasePoint – Forney, Texas: 713 W Broad St, Suite 100, Forney, TX 75126, United States
McKinney, Texas, blends historic charm with modern sophistication, showcasing a walkable downtown filled with boutique shops, local eateries, and beautifully restored architecture. Nestled amid scenic landscapes and parks, it offers a blend of cultural attractions, quality schools, and community events. McKinney combines upscale living with an inviting, neighborly atmosphere.
- BreakThrough by BasePoint - McKinney, Texas: 4733 Medical Center Drive, McKinney, TX 75069, United States
Frisco, Texas, is a modern, forward-thinking city celebrated for its thriving sports, entertainment, and business districts. With world-class venues, innovative mixed-use developments, and top-tier schools, it offers a dynamic environment. Rich in shopping, dining, and cultural attractions, Frisco provides a connected, family-friendly lifestyle alongside cutting-edge growth and innovation.
- BreakThrough by BasePoint - 8275 Judges Way, Suite 100F, Frisco, TX 75036
Discover More About Breakthrough by BasePoint Today
Our Locations
Frisco, TX
Call Us
Admission Hours
7:00 AM to 7:00 PM (CST)
7 Days a Week
Does TRICARE Cover Depression Medications?
TRICARE prescription drug plans cover depression medications in Texas when the medication is medically necessary and written by TRICARE-authorized providers. The TRICARE Pharmacy Program includes both generic and brand-name antidepressants in its approved formulary, such as SSRIs, SNRIs, atypical agents, and others. You can verify your medication coverage easily by calling us.
Coverage for depression medications depends on your plan. If a medication isn’t on the standard formulary, your provider can request a non-formulary exception through Express Scripts, and TRICARE evaluates the request based on medical necessity. At BreakThrough by BasePoint, we support you in navigating formulary checks, copay assessments, and exception processes so you can quickly access the right medication.
What Types of Depression Are Covered by TRICARE Insurance?
TRICARE depression therapy coverage covers various types of depressive disorders, each requiring personalized care to support recovery and improve long-term mental health. Understanding your diagnosis helps guide the right treatment approach. Below are examples of the types of depressive disorders TRICARE may cover, but it is not an exhaustive list.
Seasonal Affective Disorder (SAD) is a type of depression that occurs at certain times of the year, most commonly in the fall and winter months when daylight hours are shorter. You may experience symptoms such as low energy, sadness, increased sleep, changes in appetite, and a loss of interest in usual activities.
SAD is linked to disruptions in your biological clock and reduced sunlight exposure, which can affect mood-regulating chemicals in the brain. TRICARE typically covers treatment for SAD, and covered services may include evidence-based psychotherapy, light therapy, medication, and other evidence-based approaches recommended by your provider for managing depression symptoms. At BreakThrough by BasePoint, we help you navigate TRICARE group insurance and individual insurance requirements and begin tailored treatment that fits your needs and seasonal challenges.
Major Depressive Disorder (MDD) is a serious mental health condition marked by persistent sadness, hopelessness, fatigue, and a loss of interest in activities. Symptoms interfere with your ability to work, sleep, eat, or engage socially, lasting for at least two weeks or more. MDD may also involve changes in appetite, difficulty concentrating, and thoughts of self-harm or suicide.
It can occur as a single episode or be recurrent, and it often coexists with other mental health conditions like depression and anxiety. TRICARE depression counseling coverage typically includes treatment for Major Depressive Disorder when it is medically necessary. Your plan coverage may include psychotherapy, psychiatric evaluations, medication management, and intensive treatment options such as IOP or PHP. When you call us, we verify your TRICARE health and wellness resources and benefits, obtain referrals or authorizations, and provide a free and confidential assessment with treatment recommendations.
Bipolar disorder, also called bipolar depression during depressive episodes, is a mental health condition characterized by extreme mood swings. These shifts include episodes of deep depression that are marked by sadness, fatigue, and hopelessness. This alternates with periods of elevated mood, increased energy, or irritability. During depressive phases, you may have trouble concentrating, sleep disturbances, and thoughts of self-harm.
Bipolar disorder can significantly disrupt your daily life, relationships, and ability to function if left untreated. TRICARE health insurance typically covers treatment for bipolar disorders. Covered care can include a range of services that address mental health depression and anxiety. At BreakThrough by BasePoint, we verify your TRICARE Texas coverage, coordinate referrals or authorizations, and ensuring you receive personalized care designed to manage bipolar symptoms effectively.
Atypical depression is a subtype of Major Depressive Disorder (MDD) that features mood reactivity, which means your mood may temporarily improve in response to positive events. Other symptoms include increased weight gain, excessive sleep, heavy feelings in the limbs, and heightened sensitivity to rejection. It shares core characteristics with different forms of depression and responds differently to certain treatments.
TRICARE plans generally cover treatment for atypical depression when your symptoms meet diagnostic criteria for the condition. Covered services may vary based on your plan, but generally require you to receive treatment from TRICARE-authorized providers. At BreakThrough by BasePoint, we work closely with you and your TRICARE coverage to ensure you receive treatment that targets your specific symptoms and supports long-term mental wellness.
Onset depression, also called early-onset depression, is a type of depressive disorder that begins from childhood to early adulthood. Symptoms may include persistent sadness, irritability, changes in sleep or appetite, academic difficulties, and social withdrawal. Early-onset depression is especially concerning because it can interfere with emotional development, impact relationships, and increase the risk of chronic depression later in life.
Early identification and treatment are key to improving long-term mental health outcomes. Coping with depression symptoms can be overwhelming and affect many areas of your life. At BreakThrough by BasePoint, we verify your TRICARE Texas coverage and provide a free and confidential assessment with treatment recommendations, so you have the necessary information to make an informed treatment decision. We’ll navigate the TRICARE documentation requirements for you, so you can focus on recovery.
Persistent depressive disorder, formerly called dysthymia, is a chronic condition marked by a low or irritable mood lasting at least two years in adults or one year of depression in adolescents. Symptoms include tiredness, hopelessness, low self-esteem, struggle with focus, and finding little joy in daily activities. Symptoms are less intense than major depression, but last longer.
TRICARE health insurance generally covers persistent depressive disorder treatment. Benefits include psychotherapy, medication management, and participation in depression support groups led by skilled clinicians. Higher-acuity services, such as Intensive Outpatient Programs or Partial Hospitalization, may be approved when your symptoms warrant intensive treatment. Our admission specialist verifies your TRICARE plan eligibility, secures required authorizations, and guides you toward long-term evidence-based care that fosters stability and improves your quality of life.
How Much Does Depression Treatment Cost Without TRICARE Coverage in Texas?
Without TRICARE coverage, depression treatment costs vary widely. Individual therapy sessions support overcoming depression and typically range from $100 to $300 per session. The cost of medication management, skill-building workshops, and more intensive treatment increases your expenses. Charges for an IOP or PHP depend on the number and intensity of treatment sessions during the day.
Medications also raise your overall cost for depression treatment options. While the cost can feel overwhelming, we encourage you to call BreakThrough by BasePoint today. Our financial counselors can work with you to find viable solutions that allow you to access the mental health treatment you need and improve your quality of life. The first phone call can be the most difficult, but you’ll discover that our team is nonjudgmental, compassionate, and genuinely concerned about your well-being.
Verifying My TRICARE Insurance Coverage at BreakThrough by Basepoint
The fastest and easiest way to verify your TRICARE Texas coverage is to call BreakThrough by BasePoint at 972-325-2633. While TRICARE member services may answer some of your questions, our admission specialist can accomplish far more with one phone call and in less time. When you call, we can verify your insurance coverage, estimate your out-of-pocket expenses, and more.
During the same phone call, we can explain the coverage specifics that impact your expenses, schedule a free and confidential assessment with treatment recommendations, and connect you with our financial counselors. Understanding the costs of rehab is a priority, and sometimes it can be a deterrent. We are committed to helping you make cost-conscious decisions and finding economic solutions so you can access psychological interventions at BreakThrough by BasePoint to address depression and other co-occurring conditions.
- Symptoms of depression are different in men and women. Men manifest depression as fatigue, irritability, and anger, while women tend to feel sadness, worthlessness, and guilt.
- It's not uncommon to be diagnosed with anxiety and depression simultaneously. Approximately one in five adults has reported symptoms of anxiety and/or depression, the majority of whom have mild symptoms.
- In February 2021, 43.4% of Texan adults reported symptoms of depression and/or anxiety. By February 2023, this number had dropped to 36.8% of adults with symptoms of anxiety and/or depression in Texas.
- Depression is associated with other conditions, such as prolonged grief, PTSD, and obsessive-compulsive disorder.
- Left untreated, childhood depression is more likely to persist in adulthood. Research has proven that various evidence-based therapies are effective, including cognitive behavioral therapy in a group setting and mindfulness-based practices.